With the advance of consumption concept, it is more and more popular. Around us, major banks have launched their own credit cards. For ordinary people, many times they think that credit cards are very bad, which makes us fall into early consumption? Trap? In the past few years, the use of credit cards has gradually stopped.

For the rich, not only did they not feel that credit cards were ahead of consumption, but they brought troubles to their lives. On the contrary, I feel that the credit card is very comfortable to use, and I want to constantly increase the amount, so that I can use the credit card better.

Personally, there are two main reasons why there is such a big difference between the concept of credit cards between ordinary people and the rich:

First, credit cards can provide better services for the rich. For ordinary people, our credit card limit is very small, and in many cases it can be used for eating, drinking and having fun in daily life. And for us, the most common use of credit cards is to increase our consumption and bring us bills.

But in the eyes of the rich, credit cards can often solve urgent needs. And they have much more than ordinary people.

Under such circumstances, credit cards can also provide more and better services for the rich. After all, it is easy to do things with more money, and this situation is very useful everywhere.

Second, the rich use credit cards in different ways. Compared with the purpose of ordinary people using credit cards, the rich will make these lines generate benefits for themselves when using credit cards. At the very least, the profit brought by this money is higher than the credit card repayment amount.

So in this case, the credit card has become a tool for the rich to make money, and it can also increase their cash flow.

Therefore, in view of the above reasons, rich people like to use credit cards, mainly because they can use credit cards to make money, rather than using their own savings to repay.