Everyone wants to apply for a credit card. The more credit cards, the better. However, it is not easy to apply for a large credit card, because they have higher requirements for users, so many people are rejected. Today, Xiao Qin will share with you the special skills on how to handle the 10w credit card!

I. Selection of application card

Credit cards have many card grades, such as ordinary cards, gold cards, platinum cards and diamond cards. If we choose the grade below platinum card when applying for a credit card, then the maximum credit limit of this card is 50 thousand. In addition, if you choose a card that does not meet personal conditions, you will not be able to reach the ideal credit limit. So it is very important to choose a card that suits you! Among them, multi-currency cards are applied by creating foreign currency accounts of savings cards, and the number of cards issued is relatively high.

Second, apply for financial proof.

If you want to own a large credit card directly, you must have excellent self-confidence. Banks will only open their doors to qualified customers. If you have a car worth 300,000 yuan, or a house worth 6,543.8+0,000 yuan, you can use these assets as the source of funds for your application and directly submit them to the bank to apply for a credit card. The success of issuing cards is a matter of course. On the other hand, if you have nothing, you must establish your own "credit assets" step by step before you can apply;

Third, use cards to handle cards.

For cardholders who already have a large credit card, if they want to apply for a second or third large credit card, they can directly apply for a card in the bank on the condition that they have this large credit card. The general credit card limit is at least the same as your suggested credit card limit. It is best to use this card with four lines, and the effect is the best. Pay attention to your debt ratio before you apply for a card. If it is too high, it is easy to apply for failure!

Fourth, apply for a big card step by step.

For cardholders with average qualifications, you must remember to apply for a large credit card "step by step". After you use the first gold card for six months, you can have a large credit card of 5- 10w depending on the type of gold card you choose. The skills of applying for a large credit card and applying for a 10w large credit card quickly with a foreign currency single currency card mentioned in the on-site lecture are aimed at cardholders with ordinary qualifications.

I want to apply for a high credit card. What should I do?

Go to the bank to fill out the application form and repay it on time when you spend money. Gradually accumulating credit lines will improve. Then you can go to the bank if you meet the conditions for handling a high credit card.

Provide sufficient information, various assets/income certificates and good credit records. Cultivate feelings with banks, spend a long time, deposit more, etc.

Extended data:

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.