Visa credit card is a foreign currency credit card. When traveling or working and studying abroad, it is very necessary to apply for a visa credit card. This will be very convenient when making purchases. So what are the application conditions for visa credit card? ? Which bank is best for visa credit card? Let’s take a look below.

What are the application conditions for visa credit card?

1. Over 18 years old, hold a valid ID card; no bad credit record;

2. Have a regular job Proof, proof of income stamped with the financial seal of the unit; visa credit cardvisa credit card

3. Other proof of financial resources, such as bank deposits, real estate, cars, stocks, bonds, etc. From the above visa credit card application conditions, you can see that the application for a visa credit card is the same as an ordinary credit card. The last two points are the most important, because the most important reason for a bank to issue a credit card is that its customers have the ability to repay and spend money.

Which bank is better for applying for a visa credit card?

Currently, the better visa card is recognized as the ICBC visa credit card. It is relatively smooth when used at home and abroad, and there is no handling fee for local cash withdrawals. , this is its advantage over other banks. Moreover, ICBC's visa credit card is divided into three types: RMB and US dollar accounts, RMB and Euro accounts, and RMB and Hong Kong dollar accounts. You can choose according to your needs. It mainly depends on where you are traveling overseas to choose the credit card type that is more suitable for you.