The credit card limit is 3, yuan, which means that you can use this card to overdraw 3, yuan, or overdraw 1,5 yuan in cash.

First, if you pay off the current arrears before the specified repayment date, you can enjoy the interest-free period. If you pay the minimum repayment before the repayment date, you will charge interest at .5%/ day;

2. Cash withdrawal fee for credit card overdraft:

1. Handling fee: domestic charges are charged at 1% of the cash withdrawal amount, with a minimum of RMB 1 yuan;

2. Interest: .5 ‰ per day, with interest calculated from the date of cash withdrawal.