you need to pay interest and handling fee to withdraw cash by credit card.
if you want to use the cash withdrawal function, please log on to the credit card website or dial 8825555 for free on the fixed line, and dial the service hotline 4825555 on the mobile phone to set the transaction password and activate the cash withdrawal function. Handling fee and interest are required for cash withdrawal: the handling fee for cash withdrawal is 3% of the cash withdrawal amount, with a minimum of 3RMB or 3USD. The daily cash withdrawal does not exceed 2RMB in China and 1USD abroad. Interest is .5 ‰ per day, and there is no interest-free repayment period in cash.