The credit card type that China Industrial and Commercial Bank can handle installment payment business is your peony credit card (debit card), but the application must meet one condition: the initial consumption amount is 600 yuan RMB. As long as your spending exceeds that of 600 yuan (and your credit limit is sufficient), you can apply for credit card installment payment. Your channels for handling this service include: ICBC outlets, ICBC customer service telephone, ICBC online banking, ICBC mobile banking, ICBC self-service terminals and SMS.

You can freely choose the number of installments according to your own situation, and the handling fee rate corresponding to different installments is different (interest-free), and the handling fee for early repayment is also free.