Where should I activate my ICBC credit card?
You can activate your new credit card at an ICBC branch, or by calling the ICBC customer service hotline.
The two commonly used methods for activating ICBC credit cards are introduced in detail below:
1. Activating through the bank counter, you can bring your ID card, credit card and password letter to the nearby ICBC business office Open the card at the outlet counter;
2. Dial 95588 credit card customer service hotline to activate. After dialing, you need to listen to the voice prompts and then enter the ICBC credit card service. You will then be required to enter your credit card++, ID number and other information to complete the verification.
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How to activate ICBC credit card?
There are three ways to activate an ICBC card: the first method is to activate by phone, call the bank’s customer service number and follow the prompts; the second method is to activate over the counter, bring your ID card and bank card to the bank You can go through the activation procedures at the counter; the third method is to activate some bank cards by depositing a certain amount of cash into them. The specific steps are as follows:
1. Activation at the counter: ICBC Debit Card can only be activated through the counter application. Generally, you need to provide your ID card, bank++, and fill in the activation form to successfully activate.
2. Telephone activation: Dial the bank customer service number, and when connected, press "1. Chinese Service", press "6. Bank Card Service", press "1. Card Application and Card Activation", press "1. Card activation", press "1. ID card activation", enter the bank card to be activated++, enter the ID number, enter the bank card validity period, set or enter the password according to the voice prompts, the system prompts that the bank card activation is successful .
3. Online banking activation: Cardholders can use Baidu browser (version 10.36.08) to log in to the ICBC online banking () page, enter the credit card++ and inquiry password, and then enter the personal account. Follow the prompts to complete the activation process.
The steps to activate the ICBC card are:
1. The e-banking cipher is like a calculator in the morning. We first press and hold the power button to open the cipher. device.
2. After turning on the computer, you will be prompted to enter the activation code.
3. When you go to the counter to open an account, there will be a slip for activating online banking. On that slip is the activation password for the electronic banking cipher.
4. After entering the activation password, you will enter the password device. First enter your power-on password to protect your personal privacy.
5. Then enter the password you just set again, and then turn on the machine.
6. This will reach the startup interface. After a while, a random password will be generated and you can use it normally.
7. When we close the electronic banking password and open it again, you will be prompted to enter the activation password, which indicates that the activation has been successful.
: How to activate the card
1. Deposit card: Please bring your valid ID and debit card to any business outlet nationwide to activate the card and set a password. Agents are not supported. In addition, you can activate the card through the Express Card Issuing Machine.
2. Credit card: Please log in to ICBC e-Life, select "Finance" and follow the page prompts to activate your credit card. If you receive the card by mail, and the card is our first card, you need to bring the card and ID to any ICBC branch in the card-issuing area to complete the activation of the card.
ICBC credit card activation methods
ICBC credit card activation methods are:
1. Official website. Log in to the ICBC Credit Card Center and activate the credit card through "Online Activation" on the homepage;
2. ICBC e-Life APP. After logging in to the APP, on the "Finance" page, activate the credit card through the "Card Activation" portal;
3. Customer service phone number. Directly call ICBC credit card customer service hotline 95588 or 400-669-5588 to activate the credit card;
4. Branch counter. Bring your valid ID and ICBC credit card and go to any ICBC branch to see a staff member to activate your credit card.
How to activate ICBC credit card
ICBC credit card holders can bring their ID card and credit card to any offline ICBC branch to handle the card activation business. At the same time, credit card holders can also call the official customer service hotline of the card-issuing bank and handle the activation business according to the steps prompted by customer service. In addition, ICBC credit card holders can also activate their credit cards through the quick card issuance machine.
Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with related banking services. The earliest credit cards appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. In most cases, citizens with full civil capacity and certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants. Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. The creditworthiness of the applying unit must be evaluated, and the relevant circumstances of the guarantor must also be reviewed for individuals. Usually, the bank will judge whether to issue a credit card to the applicant based on the application materials and various aspects of the applicant's information and financial situation. Factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and processes reviewed by the card issuing bank are commercial secrets and are generally difficult for outsiders to understand. The standards of each card-issuing bank are also different. Therefore, the same materials may be issued with different credit limits and different types of credit cards in different banks. Some banks may even approve the application, while others may reject it. . After the applicant successfully applies for a credit card, the card-issuing bank will open a separate credit card account for the cardholder at the card-issuing bank for settlement after shopping, consumption and cash withdrawal.
How to activate an ICBC credit card? Introduction to the three activation methods
After applying for an ICBC credit card, how should we activate the credit card? Generally, when you get a credit card, you must first activate it before you can use it. When the credit card is activated, it means that annual fees will start to be charged. Below, I will introduce you to 3 activation methods to help you easily solve the problem of ICBC credit card activation.
How to activate ICBC credit card
The three ways to activate ICBC credit card are as follows:
1. Call the ICBC credit card customer service hotline to activate.
First, the cardholder calls the ICBC credit card customer service hotline 95588, selects the service he needs according to the voice prompts, press "2" to enter ICBC credit card service, and then press "2" to directly enter "Card Activation" , follow the voice prompts and enter your credit card++, valid certificate (ID card) number and other relevant personal information. After completing the identity verification, the card can be successfully activated. After activation, you can set a consumption password.
2. Activate at the ICBC outlet counter.
Going to the bank counter to activate your credit card is a little more troublesome, but it is also the safest. The cardholder brings his or her valid ID card, credit card and password letter to the local ICBC branch and activates the credit card on the spot according to the staff's prompts.
3. Online activation.
The cardholder first enters the official ICBC credit card website, then logs in to ICBC e-Life, then selects "Use Card", and then according to the page prompts, enter the cardholder's name, ID number and ++, card Validity period and other relevant information, click Confirm, and set the credit card consumption password to complete the ICBC credit card activation.
The above three credit card activation methods are very simple. Nowadays, people who use credit cards tend to be young people. Therefore, regarding credit card activation, few people actually choose to go to the counter to activate, such as calling and Such a convenient way to activate online is more popular among young people. Well, that’s it for today.
How to activate ICBC credit card
There are several ways to activate it, namely:
1. Activation at bank branches: Bring your personal valid ID card and Go to an ICBC outlet to apply for a bank card, fill in the form and submit relevant information according to the instructions of the counter staff.
2. Call the customer service number to activate: Use the phone number reserved when applying for a credit card to call the ICBC customer service number, follow the voice prompts, enter the credit card++, and personal valid ID card and other information, and complete identity authentication. Complete activation of the cartoon.
3. Online banking activation: Users only need to log in to the official website of ICBC, find the credit card activation entrance, enter the credit card++ and the validity period, cardholder name, ID number and other relevant information, and then set the credit card password. The activation is completed.
The main features of credit cards
① Credit cards are one of the fastest growing financial services today. They are an electronic currency that can replace traditional cash circulation to a certain extent;
②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;
③Credit cards are high-tech products that integrate financial services and computer technology.
④Credit cards can reduce the use of cash;
⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;
⑥Credit cards can simplify collection payment procedures, saving social labor;
⑦Credit cards can promote product sales and ++social needs.
New Central Bank Regulations
On April 15, 2016, the Central Bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting collection Over limit fee. At the same time, corresponding adjustments were made to credit card overdraft interest rates, interest-free repayment periods and minimum repayment amounts. +++++ The amount has also been increased from 2,000 yuan per card per day to 10,000 yuan. The new regulations will be officially implemented on January 1, 2017.
1. Cancel late payment fees and introduce liquidated damages
The "Notice" cancels late payment fees, and the card issuer and cardholder will agree on liquidated damages; cancels over-limit fees, and stipulates that card issuers shall not Service fees bear interest.
2. The credit card overdraft interest rate can be customized
The upper limit and lower limit management of the credit card overdraft interest rate is implemented. The upper limit of the overdraft interest rate is 5/10,000 of the daily interest rate, and the lower limit of the overdraft interest rate is 0.5/10,000 of the daily interest rate. An increase or decrease of 30% will be made on the basis of five-fifths. The method of calculating interest on credit card overdrafts, as well as whether interest will be calculated on credit card overpayments and the interest rate standards are determined independently by the card issuer.
3. Interest-free repayment period and minimum repayment amount
The "Notice" cancels the maximum interest-free repayment period, minimum repayment amount standards and additional requirements for overdraft consumption The current regulations on conditions are determined independently by the card issuer based on commercial principles and cardholder needs.
4. The cash withdrawal amount is increased from 2,000 yuan to 10,000 yuan
The "Notice" optimizes the credit card cash advance business management mechanism and clearly defines cash withdrawals, cash transfers and cash recharges. Cash borrowing business type. The daily cumulative limit per card for cardholders to handle cash advance withdrawals through ATMs has been increased from RMB 2,000 to RMB 10,000. Cash transfers and cash recharges to my bank settlement account and payment account are allowed.
This concludes the introduction about ICBC credit card counter activation and whether it is necessary to go to the counter to apply for an ICBC credit card for the first time. Did you find the information you need?