What are the benefits of China Merchants Bank Visa Standard Card Gold Card
The application requirements for the Gold Card are higher than those for the Standard Card (including job stability, income and other financial conditions, etc.). In terms of credit limit, the credit limit of a gold card is usually higher than that of a regular card (the maximum credit limit for a gold card is RMB 50,000; the maximum credit limit for a regular card is RMB 10,000). Except for the annual fee (gold card is RMB 300 per card per year, and standard card is RMB 100 per year), the usage methods are the same. In addition, the gold card symbolizes dignity and glory and demonstrates status. Gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, we provide free emergency replacement cards and other services for gold card holders.
What does visa gold card mean? You can apply if you meet the conditions!
Friends who are familiar with credit cards know that there are many types and versions of credit cards. Generally speaking, we are talking about UnionPay cards, VISA cards, MasterCard cards, as well as regular cards, gold cards, platinum cards, etc. With so many types, it’s actually not difficult to distinguish them. It just depends on what they are classified on. Many friends ask what VISA Gold Card means. Let me explain it to you.
What does VISA Gold Card mean?
VISA is an international credit card organization, equivalent to our domestic UnionPay, but it is specifically designed for overseas credit cards. There is no difference in terms of credit card functions, but the applicable countries are different.
About VISA Gold Card, it is actually based on the levels of credit cards, regular card, gold card, platinum card and black gold card. There are also levels in VISA cards. VISA Gold Card is one A gold-level credit card organized by VISA.
Relatively speaking, gold cards are issued to people with higher credit scores and stronger repayment abilities, and the credit limit will be relatively high. With a VISA gold card, you can enjoy barrier-free overseas travel. Credit card service is available.
What are the conditions for applying for a VISA Gold Card?
1. Have a stable job and a fixed source of income.
2. Have good personal credit and no personal credit stains or bad records.
3. You need to provide proof of identity, work, income, etc. You can also choose to increase the approval rate and credit limit by providing proof of property, education, qualifications, etc.
The above is the VISA Gold Card introduced to you, as well as the conditions for application. If you want to apply for a VISA gold card with a high limit, it is very helpful to provide proof of assets. In addition, the more complete the information provided, the easier it will be to apply for the card.
Is the CCB Standard Credit Card Visa Gold Card good?
It’s pretty good. When you travel, you can take advantage of the high spending limit, revolving credit limit, emergency card replacement and cash withdrawal services. Come enjoy the better side of life. As a Visa Gold Card holder, you can also enjoy travel assistance services, medical and legal introduction and assistance services, and can call the 24/7 Visa Global Security Support Service toll-free number.
There are tens of millions of outlets around the world that accept Visa Gold Cards, including 1.9 million ATMs in Visa's global ATM network.
Features and Benefits: Get special recognition and special offers at retail, dining, travel and entertainment venues around the world.
And it can be used both at home and abroad. There is also an interest-free repayment period after swiping the card for consumption, as long as you repay on time. But some people think that this card does not have an IC chip and is not very safe to use. In this case, you can apply for another Dragon Card IC credit card, but cards with IC chips basically only have the UnionPay logo, and there is no VISA or MASTER international credit card organization logo on the card.
China Construction Bank
China Construction Bank (China Construction Bank), formerly known as the People's Construction Bank of China, was established on October 1, 1954 (later officially changed its name on March 26, 1996 for China Construction Bank). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.
China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country. On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", and China Construction Bank ranked second. In February 2017, BrandFinance released the 2017 Global Top 500 Brands list, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.
In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. In July 2019, it was selected into the 2019 Fortune Global 500. Ranked 40th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, China Construction Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, the People's Daily released the China Brand Development Index 100 list, with China Construction Bank ranking 25th. On January 4, 2020, it won the "Sustainable Development Benefit Award" of the 2020 "Finance" Evergreen Award. In March 2020, it was selected as the 13th among the top 500 global brands in 2020.
What does Bank of Communications Standard Visa Gold Card mean?
1. Bank of Communications Standard Visa Gold Card:
It is a card that supports dual currencies and is a kind of Two currency settlement accounts (RMB and account), and bank cards with the logo of UnionPay and another international bank card organization.
Visa is an international clearing organization. It has the same role as domestic UnionPay and is also an international credit card brand. When withdrawing cash from ATMs in overseas countries or in Hong Kong, Macao and Taiwan, cards with the Visa logo can withdraw U.S. dollars, and cards with the UnionPay logo can also withdraw RMB.
2. The advantages of Visa Gold Card compared to ordinary cards:
It can enjoy a credit limit generally exceeding US$5,000, a revolving credit limit, emergency replacement of new card services and travel cash expenditures Serve. In addition, Visa Gold Card holders can enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour toll-free telephone support from the Visa Global Emergency Service Center. ·
Whether you are a new customer with a good credit record or an old customer who has always supported Visa cards, you can upgrade to a Visa Gold Card to enjoy the gold standard of superior services.
Extended information:
Conditions for applying for Bank of Communications visa card
1. Required supporting documents:
Additional card applicants Identity proof documents, such as ID card, military ID card, police officer ID card, pass or passport, etc.;
Residence proof documents, such as public utility bills, bank/ Securities/insurance/fund statements, mobile phone account, household registration book, driver's license, real estate certificate. Rental contract or social security card (must be in my name).
2. One of the following 5 types of supporting documents must be provided:
A salary slip for any month within three months (if the salary slip does not show the name of the unit, please provide a salary slip Original);
Bank statement/bank passbook showing name and income in any month within three consecutive months;
Bank of Communications showing name in any month of three consecutive months Monthly statement or account details list for self-service salary transfer;
Salary certificate issued in the name of the unit and showing the name (the name of the employer is shown on the letterhead or at the end of the certificate and the official seal of the unit is stamped);
Personal income tax bill for the first period.
3. Other supporting documents:
If you are a business owner, provide an industrial and commercial business license showing your name, company name and date of business start;
If you are not a business owner, For domestic residents, please provide a work contract showing the name of the employer and expiration date.
4. If you can provide the following documents, it will help speed up the card application process and increase your credit limit:
A valid professional qualification certificate;
Owned Property certification documents;
Vehicle certification documents with local license plates.
Baidu Encyclopedia - Visa Gold Card
Baidu Encyclopedia - Bank of Communications Dual Currency Credit Card
What are the application conditions for Bank of Communications VISA Standard Credit Card Gold Card? What information is needed
Do you know that there are so many people applying for the Bank of Communications VISA standard credit card? Do you want to apply for a Bank of Communications VISA standard credit card? Do you know how to apply for a Bank of Communications credit card? What are the application conditions for Bank of Communications VISA Standard Credit Card Gold Card? What application materials are needed?
1. Application conditions for Bank of Communications VISA Standard Credit Card Gold Card
Applicant qualifications for main card: Anyone who is over 18 years old, has full capacity for civil conduct, and has a legal and stable source of income , and individuals with good credit can apply to our bank's card issuer for a personal credit card principal card with their valid identity documents.
Supplementary card applicant qualifications: The principal cardholder of the personal card can designate it for him A natural person with full capacity for civil conduct or a natural person with limited capacity for civil conduct who is over 15 years old applies for an supplementary card. If the applicant for the supplementary card is under 18 years old, he must obtain the consent of his legal representative. The principal cardholder is responsible for All debts incurred by supplementary cards.
2. Information required for application for Bank of Communications VISA Standard Credit Card Gold Card
1. Domestic residents only need to provide: Completely completed and signed Signed application form, identity document, residence certificate, income certificate;
2. Private owners, in addition to the above information, also need to provide: industrial and commercial documents showing the applicant’s name, company name and date of business start Copy of business license;
3. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan.
Warm reminder: When applying for a credit card, in addition to basic materials such as identity certificates, you must also bring personal credit record reports, personal property certificates, salary and income levels, academic certificates, marriage certificates, technical titles, and workplace information. , the more these supporting documents, the better, and the more proof of property, the better. Not only will it help you apply for the card quickly, but the credit limit will also be higher~
China Merchants Bank VISA Standard Credit Card Gold Card is Is it a supplementary card?
It is not a supplementary card.
There are two card levels issued by credit cards, namely gold card and regular card, and the supplementary card is a type of regular card.
The supplementary bank card is similar to the supplementary card of the mobile phone card. It needs to be bound to the main card. Generally, the supplementary card has more restrictions. The China Merchants Bank VISA Standard Credit Card Gold Card is a bank card for VIP customers of China Merchants Bank. , there are very few consumption restrictions, so it is not a supplementary card.
Information extension:
1. China Merchants Bank’s visa and card limit is between 10,000 and 50,000 yuan. The specific amount shall be subject to actual audit by the bank.
2. China Merchants Bank and Credit Card are one of the standard credit cards. There are two card levels issued by credit cards, namely gold card and regular card. In addition, the annual fee will be waived in the first year of applying for the card, and the annual fee will be waived for the following year if the accumulated consumption is six times in one year, and so on. At the same time, points can be accumulated permanently.
Thank you for adopting!
This is the end of the introduction about the differences between Visa Standard Credit Card Gold Card and Visa Standard Credit Card Gold Card and Regular Card. I wonder if you found the information you need?