After repaying a Postal Savings Credit Card 6 days late, you can continue to use the card, but you need to pay attention to the following points:
1. Overdue records will be reported to the Personal Credit Information Center , affecting personal credit record and may affect future applications for loans, credit cards, etc.
2. The bank may collect on your overdue payment, including calling, text messages, letters, etc. to remind you to repay as soon as possible.
3. If the overdue period is long, the bank has the right to take some measures to punish you, such as freezing your account, limiting consumption, etc.
Therefore, it is recommended that you try to avoid late repayments. If you really cannot repay on time, it is recommended to contact the bank as soon as possible to seek help and formulate a reasonable repayment plan. At the same time, you must also pay attention to protecting the security of your personal information and property.
Solution
What to do if the debt is overdue? The overdue debt can be solved through negotiation. For example, if the overdue problem is caused by the inability to repay, the online loan can be deferred for 3 years. The credit card can be up to I solved the problem of suspending interest in 60 installments by searching "Shanghai Help Solutions" on Baidu. I hope it can be helpful to you!