1. How much is it to negotiate with someone for overdue credit cards? It may take at least 1 yuan to negotiate with a lawyer for overdue credit cards, and some good law firms need to charge more. Generally, lawyers are charged according to the number of pieces. The charge for each company is 1, to 8, yuan, and the bid under negotiation is more than 1, yuan or less. The specific agency fee is determined according to the degree of overdue and the amount owed. This is not fixed. Lawyers will have different production costs due to different work experiences and different workplaces. If the credit card is overdue not because of my intention or negligence, but because of force majeure or the bank, you can contact the bank directly and provide evidence, and then ask it to eliminate the overdue record. If the credit card is overdue because of my own reasons, then I can only wait until the credit information system automatically eliminates the overdue records. After the user's credit card is overdue, he can apply to the bank for credit card suspension. However, banks that stop paying interest will generally not agree, unless the user can provide evidence that they are temporarily unable to repay due to force majeure (bankruptcy, accidents, natural disasters such as earthquakes and floods), or if they have a good repayment record before, and have kept in touch with the bank during the overdue period, showing a positive willingness to repay, the bank may agree to stop paying interest.
second, what should I do if the credit card is overdue? If the repayment date is not yet reached, the customer can quickly apply to the bank for installment of the bill, so that the installment part can be repaid in installments from the next month, and the repayment pressure can be alleviated. Of course, the minimum repayment can also be chosen, but the remaining unpaid part must be paid off in full next month. And if it is overdue, it is natural that you can't apply for bill installment or minimum repayment. In this regard, customers take the initiative to contact the bank to clarify their inability to repay, and provide corresponding supporting information to show that they did not intentionally pay back the arrears, and then they can try to apply for extending the repayment period, repaying the arrears in installments, and stopping interest payments. The bank should consider it at its discretion and agree to the best. At that time, it will discuss a new repayment plan and then repay the arrears according to the new plan. If one negotiation fails, you can try several times. If the negotiation fails, you can only find another way, such as trying to borrow money from your family and friends to pay back your credit card. It probably takes 1 yuan to ask a lawyer to negotiate the overdue credit card. After the credit card is overdue, the cardholder can take the initiative to apply to the bank for installment repayment. Credit card has the function of credit consumption and credit certificate, which can save cardholders the trouble of carrying cash. Credit card has no geographical restrictions and can be used anywhere in China. Credit cards need to be issued by commercial banks and belong to an electronic payment card.