Gold card: the highest annual fee is 360 yuan/card; Free of annual fee in the first year, free of annual fee in the following year after swiping the card five times, free of annual fee in the first year of UnionPay brand, and free of annual fee in the following year after swiping the card five times.
Platinum card: the annual fee is up to 3600 yuan/card; The annual fee is free in the first year, 400,000 points will be deducted from the annual fee in the second year, or at least 400,000 points will be spent by credit card in one year, and the annual fee is free for MasterCard brand and UnionPay brand.
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