Based on my analysis of fraud cases over the years, I believe that being defrauded has little to do with academic qualifications, identity, and occupation, but has a lot to do with social experience and personality. That is to say, the reason for encountering fraud is often due to the tendency to trust others easily, a careless personality, lack of social experience, and insufficient awareness of fraud.

Often, people who encounter fraud are largely due to their lack of awareness of fraud crimes, and their personal personalities are carefree. They don’t like to discuss things with family or friends, so they It will lead to the success of defrauded criminals. The reason why I say this is not my subjective assumption. Let me talk about my aunt. My aunt is considered a high-level intellectual in their generation. She has been running around since she was a child. She is a figure who makes people give thumbs up to us and even the whole village. She is such a strong woman. You can imagine that she was scammed by nutria in the 1990s and defrauded her of 100,000. Now I can’t even tell her about it. I believe that in the 1990s, the nutria scam was a major case that shocked the whole country, and the later Ant Lishen scam was all learned from there.

It seems that a few years ago, there was a group of scammers who specialized in defrauding students. They called those students who had graduated from the college entrance examination and said that the government provided subsidies to poor students. They deceived the students into giving them their bank card numbers, and then They asked students to tell them passwords and other operations, and finally defrauded the students of their money. For this reason, a female student committed suicide by diving into the water. Later, although all the criminals were captured, the main culprit was only sentenced to eight years. Everyone felt that the sentence was To be honest, they should pay with their lives. Angry and angry, I analyze the reason why these criminals succeed in fraud, mainly because these students lack social experience and are easy to trust others.

In 2008, I bought a motorcycle. Because at that time, there were government subsidies for motorcycles to be sent to the countryside, so I went back to the town and handed the materials to the relevant departments. , I was waiting to send money when I got home. Good guy, my personal information was actually obtained by fraud criminals. Within a few days, the fraud criminals called me, speaking Mandarin with a Cantonese accent, first He asked me my name, told me my ID number, and then told me that he was from the Chongqing Municipal Finance Bureau and wanted to verify the application for motorcycles going to the countryside subsidy for me. He asked me to go to the bank teller first. He remotely controlled and commanded me on the phone, asking me to insert my bank card into the teller machine, asking me to enter my password, and then asked me how much money was in my card.

Actually, I knew they were scammers when I received the call from the scammer. I didn’t go to the bank at all, I was just teasing him, so when he asked me how much money I had in my card, I said There was one dollar and twenty-five cents, and he asked me if I had any other bank cards, and I said I had none. The liar hung up the phone decisively after hearing what I said.

So now both the community and the police are vigorously promoting anti-fraud knowledge, which means that everyone should establish awareness of fraud prevention and increase social knowledge in this area, so as to avoid being defrauded by criminals. Promoting anti-fraud knowledge is very important. For example, in 2011, I was inexplicably dragged into a group by a QQ friend. In this group, we talked about how to play lottery all day long. In fact, this group was Created by scammers, they first add you as friends, and then pull you into a group. There are other accounts of scammers in the group, where they show off how much money they made today to tempt you to be fooled. Then they give you a fake Chongqing Shishicai website. , let you play, predict the winning numbers for you, and let you buy according to these numbers. When you see that the winning numbers are indeed close to the predicted numbers, you will be tempted. After contacting the group owner, you top up the money on the website. , I am a more cautious person. I only recharged 50 yuan at first, and then I played in it. After a while, I made a few hundred yuan. I came to withdraw money, and then I clicked on the withdrawal button and found that I couldn’t withdraw it at all. It said that withdrawals could only be made on Tuesday. , I became suspicious, and then I stopped playing and waited until Tuesday. I continued to withdraw money but still couldn't, so I knew it was a scam. Later, this group of scammers kept adding me as a QQ friend for more than ten years and pulling me into a group. Sometimes the group was for fake orders, and sometimes it was a fake stock website. Last year, this group of scammers pulled me into a group. , they like the Douyin video and ask you to scan the QR code. I ignored them. Later, when these scammers saw that I was indifferent, they disbanded the group.

If a person wants to survive in this society, he first needs to establish an awareness of fraud prevention. Whether in modern times or in ancient times, scammers have always existed, but now the convenience of communication has created a better environment for scammers. It’s just a deceptive environment.

Several principles of anti-fraud

1. Be aware of anti-fraud in real time

Whether you are receiving a phone call from a stranger or meeting a stranger, You must be aware of fraud prevention. The publicity of telecommunications fraud has made many people aware of telephone fraud. However, in the past two days, I often encountered a new scam when I went out. The thing is like this. Last Wednesday, I was walking in the square, and a A strange man, carrying a backpack, came up to me and asked me if I had used a credit card. I said yes. What's wrong? He said he wanted to redeem points with my credit card. I knew he was a scammer as soon as I heard that. You can't redeem points with a credit card. Go to the bank to exchange it? Not long ago, I heard that someone in our community had just been defrauded of tens of thousands of dollars. The scammer took the opportunity to steal his credit card, so I yelled at the man at that time and said, I don't have the right points! , the liar saw that I was not good at speaking, so he left in despair.

Sometimes you are walking on the street, and someone suddenly comes to ask you to help download an APP. Be careful, there are many people who have been fooled and downloaded loan APPs, and are inexplicably burdened with debts. .

So you should be aware of fraud prevention in real time.

2. No matter what you encounter, discuss it with friends and family

Many times, victims of fraud are mentally brainwashed by the scammers and fail to communicate with family and friends in time, resulting in brain problems. If you are confused, you will be fooled by a liar, so when you encounter something that you are unfamiliar with and unsure of, you must discuss and communicate with friends and family in a timely manner.

3. Ask more questions when something happens

Scammers often either intimidate or threaten you, saying that you have got into some big trouble, pretending to be a public prosecutor, or threatening you. , asking you to transfer money according to their instructions, or saying that they will help you get rich, give you ways to get rich, etc. At this time, think about it, you and the scammer are not good friends. He has made a fortune. You know, don’t you know how to make a fortune silently? Why should I take you to play with me? Why?

If you commit a crime, you will first be notified to surrender at the police station. How can you be asked to transfer money? Why can you avoid punishment by spending money?

So if a liar carefully fabricates a lie, if you ask a few more questions why, the lie will be revealed.

People who often encounter fraud are mainly due to lack of awareness and wariness against fraudsters. Secondly, they are lack of social experience, which has little to do with identity, education, and occupation.