What are the functions of Jiufu Wanka?

First of all, the first function is to borrow money, which is also the main function. Secondly, you can repay credit cards on your behalf to avoid being unable to repay, which will affect your credit. Finally, there is also a shopping mall, which is in collaboration with big names like JD.com.

How to repay "Jiufu Wanka"?

Jiufu Wanka currently only supports two repayment methods: active repayment and automatic repayment.

1 Active repayment: Log in to the Jiufu Wanka APP account, enter the Jiufu Wanka personal loan page, select the amount to be repaid, and repay according to the system prompts.

2 Automatic repayment: The system will automatically deduct the money from the set automatic repayment savings card at 11 o'clock on the repayment date. Please ensure that the balance in your bank account is sufficient on the repayment date, and that the bank card is not reported lost or frozen to avoid overdue payment due to failed deductions.

If you encounter Jiufu Wanka repayment failure, it may be that the Jiufu Wanka system is being updated or maintained, and you can consult Jiufu Wanka customer service for solutions. In addition, the Jiufu Wanka card can also be repaid in advance, but early repayment requires a one-time settlement of the principal and interest, and does not enjoy fee reductions.

(Operating environment: iPhone 12 mobile phone, ios14 system, Jiufu Wanka version 3.4.58)

Jiufu Wanka is a smart credit account product launched by Jiufu Digital Group , similar to a personal virtual credit card. Users obtain a certain credit limit through real-name authentication and risk assessment, and enjoy services such as limit installments, shopping mall installments, and credit card management, linking all users and scenarios of Jiufu.

Jiufu Wanka APP is operated and managed by Zhuhai Jiufu Consumer Finance Technology Co., Ltd. It is a product of Jiufu Digital Group that is driven by digital technology, connects users and scenarios, and provides credit information services and management. App mainly provides information technology services such as information consultation, credit assessment, big data analysis, and credit management to mass consumers and specific institutions.

What are the common usage problems of Jiufu Wanka?

How else can you use Jiufu Wanka to help you?

First of all, you must register for the Jiufu Wanka Card and open the Wanka Card to receive the credit limit. The Jiufu Wanka Card will review your qualifications and then give you a credit limit. You can then Apply to help you repay the amount within the scope of this credit limit.

After your application for "help you repay" is approved, Jiufu Wanka will directly pay the amount to your credit card. In this way, you will repay the credit card, and then you only need to repay Jiu in installments. Fuwanka will do. For Jiufu Wanka application conditions, review details, application guide, and entrance introduction, please click here.

Why can’t you use Jiufu Wanka to help you?

1. Overdue

If you still have bills for the current period in your Jiu Fu Wan Card that have not been paid off, then you cannot use "help you pay back", you can only pay them back. Only after you clear your debt can you use "Help You Pay Off".

2. Exceeding the loan limit

As mentioned above, Jiufu Wanka will provide customers with a credit limit, and the customer’s repayment amount will be applied within this credit limit, so If the amount you apply for exceeds the available amount, it will not be used.

Jiufu Wanka can also help people repay their credit cards. Many people use Jiufu Wanka to help you repay, but sometimes people may not be able to use it. If You still can’t use your helper.

Can Jiufu Wanka be debited from a credit card?

The Jiu Fu Wan Card cannot be deducted from credit cards. You need to transfer money from your debit card to repay the money

What is the Jiu Fu Wan Card?

Wanka is a smart credit account product launched by Jiufu Digital Group. The interest rate of Jiufu Wanka is determined by the qualifications of the borrower. The better the personal credit qualifications, the interest rate given by the system will be The lower. Let’s take a look at the specific interest rate of Jiufu Wanka: For example: The monthly interest rate of Jiufu Wanka is 0.64, the loan is 10,000 yuan, the loan period is 3 months, but the contract amount of Jiufu Wanka is 10,350 yuan. Among them, 10,000 yuan is the loan principal, and 350 yuan is the special fund for the protection plan, post-loan management fees, insurance premiums, and related service fees.

If you choose the repayment method of equal principal and interest, the monthly repayment amount will be about 3,494 yuan.

As a formal platform, Youqianhua makes loans safe, reliable and trustworthy. Youqianhua is a credit brand under Du Xiaoman Financial. It provides users with safe, convenient, unsecured, and unsecured credit services. To borrow money, go to the Du Xiaoman Financial APP (click on the official amount measurement). Youqianhua consumer loans have interest rates starting as low as 0.02, which feature easy application, low interest rates, fast disbursements, flexible borrowing and repayment, transparent interest rates, and strong security.

Share with you the application conditions for money-to-spend consumer products: they are mainly divided into two parts: age requirements and document requirements.

1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to current students. If you are a current student, please give up the application.

2. Information requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

That’s it for the introduction of Jiufu Wanka to help you repay your credit card.