The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 36 Credit cards are only used by legitimate cardholders, and cardholders are not allowed to rent or lend their accounts. The funds in the unit card account shall be transferred from basic account and deposited, and cash shall not be deposited.

The funds in the personal card account are limited to cash deposits held by individuals or transfer deposits with their wages and other legitimate income belonging to individuals. It is strictly forbidden to transfer unit funds into personal card accounts.

Extended data:

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 44? If the issuing bank or non-bank payment institution claims that the disputed transaction is the cardholder's own transaction or the cardholder's authorization transaction, it shall bear the burden of proof. The issuing bank shall submit the electronic transaction records and other evidence it holds at the time of the transaction involved.

A commercial bank shall formulate a management system for student credit card business according to the principle of prudence, and evaluate, calculate and reasonably determine the first credit line of its student credit card and the highest credit line adjusted according to the card usage according to the actual situation of business development.

Article 45? If the cardholder claims that there is a fake card transaction, he can provide evidence to prove it, such as criminal judgment, the real card he held at the time of the bank card transaction involved, the details of the bank card account transactions before and after the bank card transaction involved, alarm records, loss reporting records, etc.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business