Personally, I think the credit card of Shanghai Rural Commercial Bank is good. Although it is not as popular as big banks, there are still many people using it in Shanghai, and the application conditions are relatively simple. The main card applicant must be at least 18 years old (inclusive); Supplementary card applicants must be at least 16 years old (inclusive). When applying, you need to submit:

1. Copy of the applicant's ID card of the main card and the auxiliary card. If it is a valid certificate such as Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, passport, etc.

2. Work certificate: the original copy of credit certification materials such as work certificate and work permit issued by the unit.

3. Income certificate: a copy of the salary record issued by the bank, the original income certificate issued by the unit, the bank time deposit certificate, the income tax withholding certificate and other materials.