How about the Industrial Bank credit card?

Any bank has two sides, good and bad. We can't generalize, but generalize. We should treat it rationally, split it in two and analyze its advantages and disadvantages. Industrial Bank is a formal bank. It was established in August 1988 with the approval of the People's Bank of the State Council and the People's Bank of China of the People's Republic of China. Industrial Bank is the first joint-stock commercial bank in Chinese mainland. Since its establishment, it has become one of the few national joint-stock commercial banks in China and has been well received by all walks of life at home and abroad.

Advantages of Industrial Bank's credit card:

Saving money: Under normal circumstances, Industrial Bank's credit card should pay an annual fee, but Industrial Bank also provides a preferential activity policy for the annual fee. The Industrial Bank credit card handled in the first year can enjoy the annual fee-free policy. In the first year, you can also waive the annual fee for the next year. As long as you swipe your card with any amount of industrial credit card for five times, you can save a lot of annual fee funds and enjoy it for free.

large amount: customers generally do not choose small industrial bank credit cards. The maximum amount of the Industrial Bank's credit card Jinpu Card can reach 5, yuan, so there is no trouble with the low amount.

points: Industrial Bank will provide points for customers' credit card consumption, and customers can get gifts through the corresponding points provided by Industrial Bank. After the card expires and the cardholder renews the card, the points will be automatically renewed.

Simplicity: The application process of Industrial Bank's credit card is very simple, and there is no need to provide guarantor and deposit. Industrial Bank can issue credit cards according to the applicant's personal credit situation.

universality: industrial bank credit cards can be consumed by special merchants with unionpay logo all over the country, and can also be withdrawn from ATMs with unionpay logo all over the country.

security: in order to ensure the security of customers using the card, customers can enjoy the security guarantee of zero card loss risk.

convenience: customers don't have to travel around when repaying, and they can also realize the credit card repayment business of Industrial Bank across banks.

quickness: in general, in order to avoid overdue repayment, customers repay and transfer money in advance, and the bank card of Industrial Bank can arrive in real time. :

Credit card application conditions of Industrial Bank

1. The age is between 18 and 6. If you apply for an online credit card, you need to be between 22 and 6;

2. Have full capacity for civil conduct;

3. The card applicant is at least 14 years old;

4. Good personal credit, preferably no overdue records;

5. Have a stable income and job;

6. The applicant has a local branch of Industrial Bank.

In addition, if the applicant can provide more financial proof, Industrial Bank will increase your credit card limit according to your financial situation.

How about Industrial Bank's credit card

Industrial Bank's credit card is ok, the application is relatively easy, and the service is not bad. Generally, the general card of Industrial Bank is free of annual fee in the first year, while the gold card needs to meet the corresponding credit card conditions or the number of points, while the platinum card charges an annual fee no matter how much it costs. Taobao card is a general card, and if it is replaced by a platinum card (standard version), it will charge an annual fee of 2,6 yuan, but the corresponding platinum card has many discounts in all aspects.

annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year;

handling fee for cash advance: RMB: 2% of the cash advance, the minimum RMB2 yuan/transaction (regardless of the same city and different places), foreign currency: 2% of the cash advance, and the minimum USD2 yuan/transaction (regardless of the same city and different places);

Multi-account management: the line * * * enjoys independent repayment on the billing day;

installment business: installment business is supported, including interest-free installment for specific merchants (3, 6, and 12), installment payment for bills (3, 6, 12, 18, and 24 installments for commodities and merchants), and installment for single consumption (3, 6, 12, 18, and 24 installments). You can use a credit card for single consumption in 1 yuan.

billing date: according to different card types, the billing date is different, and the cardholder can change it every six months;

card types: general card (with a quota of 15-5 yuan) and gold card (with a quota of 7-5 yuan);

Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 3 banks in the world. Industrial Bank Credit Card Center was established in July, 24. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.

in order to better serve customers and enrich the product functions of credit cards, Industrial Bank credit cards have promoted a number of withholding and remittance services in different cities across the country. Business types mainly include: mobile phone fee withholding of China Unicom, telecom fee withholding, tap water fee withholding, electricity fee withholding, gas fee withholding, gas card withholding and so on. With the continuous development of new business, Industrial Bank Credit Card will strive to develop diversified withholding services according to market conditions to meet the payment needs of different customers.

is the credit card of industrial bank good?

It depends on your personal preference. In fact, the credit card of Industrial Bank has many benefits, which are basically similar to those of other banks, which means that the credit card functions of each bank are basically the same, and there is no need to make special choices.

We can understand that basically every bank's credit card is for users to overdraw, and there are also some credit card points and credit card preferential service measures. For regular users, it doesn't really matter which credit card you apply for, because basically every bank's credit card function can meet your daily needs.

You can understand the credit card of Industrial Bank as a regular credit card.

when we apply for a credit card, we will first think of the credit cards of large banks like China Agricultural Engineering Construction, because these banks have the highest circulation and the widest use. A few users may choose a commercial bank like Industrial Bank. In fact, whether it is a commercial bank or a state-owned bank, the credit card functions of each bank are basically highly similar, and their credit card services are also highly similar.

Some credit card types in Industrial Bank are really useful.

We need to know that there is not only one kind of credit card in Industrial Bank, but there are many classifications. Some credit cards may tend to travel daily. For example, if we travel frequently, we can apply for credit cards with business trip points. If we spend more daily, we can apply for credit cards related to daily consumption.

I suggest you handle the relevant credit card types according to your own needs.

as I mentioned above, no matter which credit card it is, each bank will launch different credit card types according to the different needs of users. I suggest that before you apply for the Industrial Bank credit card, you should first ask yourself how to use the credit card and the usage scenario of the credit card. When you understand this question, I believe you will naturally have the answer in your heart.

how much is the credit card of Industrial Bank in MengMeng

The credit card of Industrial Bank in MengMeng is 1-5. According to the relevant information, the MengMeng Credit Card of Industrial Bank is divided into two card faces, namely MengMeng Blue and Mengmeng Powder, which belong to the gold card level and UnionPay card type. If you meet any credit card transaction in 1 yuan (inclusive) in the current month, you can enjoy the discount of online shopping in the next month, and you can get a maximum of 1, points per month.

Let's stop here for the introduction of Xingye MengMeng Credit Card.