Reasons for rejection of credit card application:

1.

Have bad credit record. If the card applicant has had a credit card overdue or loan repayment overdue before, Once it is recorded in your personal credit record, it will be very difficult to apply for a credit card.

2.

Income is too low. If the income certificate of the card applicant is too low, it will also affect the success rate of credit card application.

3.

When applying for a credit card for the first time, the bank will be more cautious when approving the card for applicants who have no card use record before using the credit card for the first time.

4.

The level of the credit card you apply for does not match your own conditions. Some credit cards have higher limits and benefits but also have higher application thresholds. If the applicant does not meet the application requirements, If you submit your application hastily due to the conditions of this kind of credit card, you are likely to be rejected by the bank.

5.

Applying for multiple credit cards at the same time will be considered by the bank as a greater risk that the card applicant needs money urgently, so the bank may refuse to issue the card.

6.

In addition, for card applicants from other places, if the bank has not launched credit card business in the local area, the card application submitted online will also be rejected.