2. At present, many card friends will feel that having multiple credit cards from the same bank is convenient for their own management, but it is not. Having multiple credit cards from the same bank does not increase the credit limit. At present, many credit cards in most bank accounts are shared, and the card with the highest amount shall prevail. Moreover, it should be noted that it is easy to obtain credit information with multiple credit cards of the same bank. In addition, the annual fee for each credit card in the same bank should be calculated separately. If you want to apply for a credit card, the cardholder can only apply for one or two. After all, for banks, the more credit card holders, the better, in order to increase business volume. Cardholders hold multiple credit cards, no matter which credit card is swiped, it is a good thing for banks and can make credit card profits.
3. Credit card, also known as debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. The form of credit card is a card with the name of the issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.