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How long does it take to complete the credit card? If it is not activated, it will be invalid.
Take China Merchants Bank Credit Card as an example. Under normal circumstances, the credit card is valid for 5 years and can be activated during the validity period. If it is not opened, it will not automatically fail. If the card has not been opened, no new card will be issued after the card expires, and a new application can be made if necessary.

(Response time: April 2020 13. Please refer to China Merchants Bank official website for the latest business changes. )