Cardholders can earn points by successfully swiping a valid credit card for consumption, and 1 point will be earned for every 2 yuan spent.

The points of the Snow Lotus Credit Card are accumulated in the main card account. Points are also calculated for the consumption of the supplementary card, and the points of the supplementary card are included in the main card account.

If the goods or services purchased with the card are returned for any reason, or the money is refunded due to billing disputes, or other reasons, the card issuing bank will deduct points in proportion to the amount of the refund.