Ping An Credit Card needs to be activated within the validity period. If it is not activated, there is no charge. The expired unused cards will automatically become invalid, and it is impossible to apply for resumption of use and replacement of new cards. Please cut it and discard it after it expires, without returning it to the bank. If you have any questions, you can click on the link below to select the online customer service icon in the upper right corner of the homepage-credit card or follow the official account of Ping An Bank credit card WeChat (paxyk955 1 1) for consultation. /branch/mkt/bank online/dist/online bankless . html #