Current location - Trademark Inquiry Complete Network - Overdue credit card - After the final review of Everbright, the online search was rejected, but there was no text message. Is this?
After the final review of Everbright, the online search was rejected, but there was no text message. Is this?

It means that the credit card application failed and there is no text message. It may be because your mobile phone software intercepted it or the text message notification has not yet been sent.

Extended answer:

Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: Billing Date) .

On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.