Legal analysis: if you are sued by a credit card and receive a notice that you need to appear in court, you will appear in court. The problem of being sued by the bank needs specific analysis. In civil litigation, the general statute of limitations is two years. After more than two years, the creditor lost the right to win the case. If the creditor makes a request to the debtor, the limitation of action shall be interrupted and recalculated after the interruption. After the bank reported the case, the statute of limitations was applied to interrupt the handling, and the case was not closed during the investigation, so the statute of limitations was not recalculated.

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of the Limitation of Action in the Trial of Civil Cases Article 15 If the obligee reports or complains to the public security organ, the people's procuratorate or the people's court and requests to protect his civil rights, the limitation of action shall be interrupted from the date of reporting or complaining. If the above-mentioned authorities decide not to file a case, dismiss the prosecution or not to prosecute, the limitation period of action shall be recalculated from the date when the obligee knows or should know not to file a case, dismiss the prosecution or not to prosecute; When a criminal case enters the trial stage, the limitation period of action shall be recalculated from the date when the criminal judgment document takes effect.