How to cancel Bank of Communications credit card?

Bank of Communications is one of the six largest banks in China and one of the important financial service providers in my country. Bank of Communications has many types of credit card products, including platinum credit cards and standard credit cards. Bank of Communications has also cooperated with many merchants to launch Bank of Communications Jinjiang Credit Card, Bank of Communications Suning Credit Card, Bank of Communications Walmart Credit Card, etc. There is an annual fee for buying a credit card, so you need to cancel it if you are not using it. There are three ways to cancel Bank of Communications credit cards. Next, these three methods will be described in detail.

The first method is to go directly to a Bank of Communications branch to cancel. As long as you bring your identity document and Bank of Communications credit card, fill in the relevant information at the counter and submit it, the cancellation can be completed.

The second method is to directly call the customer service hotline of Bank of Communications to cancel. To cancel a Bank of Communications credit card, you can call the Bank of Communications credit card phone number 4008009888, and then transfer to manual service to submit an application for cancellation of the Bank of Communications credit card to the telephone customer service staff. The customer service staff can handle the cancellation procedures after verifying the customer's identity. All processes can be completed over the phone. .

The third method is the online cancellation process of Bank of Communications credit card. Download the official Bank of Communications Credit Card APP on your mobile phone, then log in to the credit card APP correctly and find it in the My interface. After logging in to the Bank of Communications Credit Card, find the My Customer Service interface in the upper right corner, and cancel the credit card through online customer service. Directly enter credit card cancellation in the information bar of the online customer service, and then follow the pop-up prompts to complete the credit card cancellation operation.

There are several points that need to be noted when canceling a credit card. First, before canceling a Bank of Communications credit card, there must not be any arrears or balance in the credit card account, otherwise the application for credit card cancellation will fail. Second, if you have an unactivated Bank of Communications credit card in your hand, you need to cancel it immediately. Both activated and inactive credit cards will be charged a certain annual fee. If you do not want to have a credit card, you must cancel it to avoid inconvenience. necessary losses.

How to cancel Bank of Communications credit card

How to cancel Bank of Communications credit card:

Method 1: Call the Bank of Communications credit card customer service hotline: 8009888888, transfer to manual service, and contact Bank of Communications Credit Card The customer service staff of the center made an application to cancel the Bank of Communications credit card.

Method 2: Go to the Bank of Communications branch to find an account manager to complete the procedures. The cardholder is required to fill out a "Bank Card Account Cancellation Application Form". After filling it out, the counter will stamp it to verify the identity and keep it on file. The bank will give you a receipt, and the bank will conduct various loan verifications to confirm that you have not After the balance is owed (including handling fees, etc.), it will take about 7 days to destroy the account, clear the record, and cancel the credit card.

If you submit an application to cancel the card, the bank will accept it as a pre-cancellation card. After canceling the card, you can no longer use the credit card. If there are new accounts payable within 45 days (inclusive), bills will still be issued, and you need to be on time. Repayment. After 45 days of canceling the card, if the account has no outstanding balances or excess deposits, the system will automatically cancel the account without any procedures.

Notes on canceling Bank of Communications credit cards:

1. If you have a Bank of Communications credit card that you do not plan to use or that has not been activated, please cancel it in time. Some special cards will also be charged if they are not activated. Annual fee.

2. Before canceling a Bank of Communications credit card, please make sure that there is no outstanding balance in your account;

3. If the credit card you hold is really useless, you can When canceling a Bank of Communications credit card, even if the customer service staff will use various temptations to persuade you to stay, please be firm. The cardholder has the right to cancel the card;

4. Cancellation of a Bank of Communications credit card is completely free and there are no charges. Cancellation Fee.

Reference materials: Bank of Communications credit card

How to cancel Bank of Communications credit card teaches you three steps to cancel it

1. Call the Bank of Communications credit card phone number

2. Make a request to cancel the Bank of Communications credit card

3. Cancel the Bank of Communications credit card for free

1. Call the Bank of Communications credit card phone number, transfer to manual service, and call the Bank of Communications credit card number Customer service staff at the center.

2. Make a request to cancel your Bank of Communications credit card. Customer service staff will handle the cancellation procedures for you after verifying your identity. All processes can be completed over the phone without going to a Bank of Communications branch.

3. Note: It is completely free to cancel a Bank of Communications credit card without any cancellation fees.

This ends the introduction on how to cancel a Bank of Communications credit card and how to cancel a Bank of Communications credit card. I wonder if you have found the information you need?