China Merchants Bank credit card can pass the review as long as it meets the bank's requirements. Generally, the file will be established and processed three to seven working days after the counter application.

1. China Merchants Bank Credit Card Application Conditions

1. Main Card: The applicant should be between 18 and 60 years old (overseas residents between 25 and 60 years old), with certain financial ability and credit Well documented. The credit card application result shall be subject to actual review by China Merchants Bank.

2. Supplementary card: Applications are limited to the spouse, children, and parents of the main cardholder. Domestic applicants must be at least 14 years old, and overseas applicants must be at least 18 years old. The supplementary card enjoys the credit limit of the main card, and its account is merged with the main card account and does not issue separate bills. Supplementary card points are accumulated in the name of the principal cardholder, and supplementary card repayments are credited to the principal card account.

2. Required information

1. China Merchants Bank credit card application form

2. Copy of front and back of ID card

( Foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao residents: Return Permit and Employment Permit/Residence Permit)

3. Work certification documents issued by the unit .

In addition, providing the following information will help increase your credit limit:

1. Copies of China Merchants Bank’s savings account statements for the past three months;

2. Original copy of the asset balance certificate of the financial account opened by China Merchants Bank;

3. Copy of the real estate certificate (including your name) + a copy of any water, electricity and coal invoice for the property in the past three months;

4. A copy of your car driving license.