CCB's credit card has a fixed billing date every month, and 20 days after the billing date is the final repayment date. Before the final repayment date, the consumer will be repaid in full according to the bill amount and enjoy the interest-free period. If you don't repay in full and on time, consumers won't enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded.

Therefore, because you haven't paid the full amount before the final repayment date, your consumption will bear full interest from the date of entry. In addition, the remaining unpaid part will be settled next month, and you should continue to repay. If the repayment is not continued afterwards, there will be a late payment fee, which is (the minimum repayment amount-the amount repaid before the due repayment date) × 5%, and the minimum 5 yuan (1 USD/Euro), that is, (3000-2000)*5%=50, which will be collected monthly. The bank will report your credit card records to the People's Bank of China. So remember, you must pay the minimum repayment every month, so as not to affect your personal credit.