After the Agricultural Bank of China is willing to repay the loan in advance, the remaining repayment amount may not necessarily decrease. Because it has a certain handling fee. The prepayment of Le Fenyi only supports the day when the "Le Fenyi" business is successfully handled until the penultimate installment bill of installment principal is generated. Prepayment includes partial prepayment and full prepayment. If it is only a partial prepayment, it must be an integer multiple of the installment principal, and the full settlement in advance means paying off all the remaining unexpired funds.

I. The prepayment fee of Le Fenyi

If you intend to prepay, and the application is successful, you need to pay the installment fee corresponding to the prepayment amount in one lump sum. The installment fee already included in the credit card bill before the prepayment application is not refundable, so you must pay attention to the repayment details before prepayment.

Although Lefenyi can prepay, everyone must understand the rules and handling fees for prepayment. After all, there is a handling fee for prepayment.

Second, just pay back on time.

On this premise, I suggest that you just pay back on time, without prepayment, because he will also charge a handling fee, which is not very convenient, but after prepayment, you always feel that one thing has been completed, so you don't have to worry about this problem all the time. So everyone can choose according to their own needs. Anyway, there is a lot of money to be deducted. In addition, it is best not to borrow money. After all, it may affect your normal life if you don't know for a while after borrowing money. In addition, it will also affect your personal credit information, especially in this formal bank, where loans are definitely linked to credit information. If you find that you can't repay in time, you must communicate with the staff in time, negotiate a mutually satisfactory contract, and then repay on a regular basis. It is good to be able to prepay or prepay, which can reduce some things. Can you not borrow money? After all, all loans are risky. If you don't want to lose everything, stop in time.