Generally, the interview notification text message will occur within 24 hours, and customers can wait patiently for two days.
If the customer does not wait for the interview notification text message, the customer can directly bring his personal ID card to the branch to consult the staff. The card may have arrived, but the branch office has a lot of business, so there is no time to send a text message. However, as long as "To be interviewed" is displayed, customers can directly conduct interviews at the branch. After passing the interview, the customer can activate the card and use it.
Of course, customers can also choose to call (400-669-5599) for consultation first. If the staff of the Agricultural Bank of China says that they have to wait for the notification, then the customer should wait patiently for the notification and go to the branch for an interview after receiving the notification.
In fact, not all credit cards of the Agricultural Bank of China require an interview. Generally, cards applied directly at branches do not require an interview. The bank will issue a card upon approval and then mail it to the customer. But if it is your first time to apply for an Agricultural Bank of China credit card online, you will generally need an interview.
The predecessor of the Agricultural Bank of China can be traced back to the Agricultural Cooperative Bank established in 1951. Since the late 1970s, the bank has successively experienced different stages of development, such as a national specialized bank, a wholly state-owned commercial bank, and a state-controlled commercial bank. In January 2009, the bank was restructured into a joint stock limited company. In July 2010, the bank was listed on the Shanghai Stock Exchange and the Stock Exchange of Hong Kong.
The bank is one of China's major comprehensive financial service providers and is committed to building an international first-class commercial banking group with distinctive operating characteristics, efficient and convenient services, complete and coordinated functions, and outstanding value creation capabilities. With its comprehensive business portfolio, vast distribution network and leading technology platform, the bank provides customers with a variety of corporate banking and retail banking products and services. It also conducts financial market business and asset management business. Its business scope also covers investment banking, Fund management, financial leasing, life insurance and other fields. As of the end of 2016, the bank had total assets of 19.570061 billion yuan, issued loans and advances of 9.719639 billion yuan, received deposits of 15.038001 billion yuan, had a capital adequacy rate of 13.04%, and achieved a net profit of 184.060 billion yuan for the year.
As of the end of 2016, the bank had a total of 23,682 domestic branches, including the head office, the head office business department, 3 head office specialized agencies, 37 first-level (directly affiliated) branches, 365 Second-level branches (including provincial branch business departments), 3,506 first-level sub-branches (including municipalities, directly-affiliated branch business departments, and second-level branch business departments), 19,714 grassroots business institutions and 55 other institutions. Overseas branches include 10 overseas branches and 3 overseas representative offices. The bank has 14 major holding subsidiaries, including 9 domestic and 5 overseas.