1. What does it mean to register for mobile banking?
Registering mobile banking is to bring my ID card, bank card and mobile phone to the self-service terminal of bank outlets and apply for real-name authentication to register mobile banking. Bank mobile banking signing accounts refer to accounts opened or added through outlets, and online banking signing accounts added to mobile banking by online banking shield customers through channel interactive signing and maintenance functions.
2. What is a signed savings account?
The contracted account refers to the account that signed the electronic banking contract at the bank counter. Non-contracted savings accounts of online banks cannot be used for online payment transactions. Credit card accounts (generally not signed at the counter) can be paid on Taobao after opening online banking. Unsigned accounts refer to bank accounts added by customers through self-registered TV banks or electronic channels. Non-contracted accounts have not signed the terms of service related to e-banking with the bank at the counter, and can handle non-mobile transactions such as inquiries at TV banks. If you need to register a savings account, you need to bring your valid certificate, a debit card account that has been opened or added with online banking (the passbook cannot be used for payment) and a mobile phone (PHS users should first call local 95533 to ask PHS how to get the certificate verification code) to register online banking at the branch where the account belongs. After downloading the certificate, you can use the savings card account for online payment transactions.
3. Is there any risk in opening mobile banking?
I went to get a bank card, and the staff asked me to open a mobile banking. Is it risky to open a mobile banking?
It is suggested to use mobile banking, that is, banks use smart phones as carriers, so that customers can use banking services on the terminal. At present, the mobile banking functions of major banks are quite perfect and the security is very good. Don't worry, but I have to remind you that after the opening of mobile banking, if your mobile phone is stolen, it is easy for others to log in to your mobile banking, resulting in financial losses. Therefore, after opening the mobile banking login, remember to click Exit every time you use it.