What is the credit card cancellation process of CCB?

The cancellation process of CCB's credit card is as follows:

1. The cardholder goes to the outlet of CCB to go through the cancellation procedures at the counter with valid identity documents;

2. Cancel the credit card through the official online banking. The specific process is as follows:

Take the computer: Lenovo rescuer Y7, Winds1/ browser: 1.8.456.4, and China Construction Bank official website as examples.

1) Log in to CCB official website and click Personal Bank;

2) Click to terminate the online banking service;

3) Fill in personal information and account information as required, and delete the account after verification.

3. Cancel the credit card by calling the official credit card customer service number 95533;

4. Cancel the credit card through the official APP of CCB.

take APPle 11, iOS14.7 and China construction bank APP5.6..2 as examples

1. log in to China construction bank app and click on the account

2. click on delete account

3. fill in personal information and account information as required, and delete the account after verification.

China Construction Bank Longka Credit Card is a credit card brand with 9 million customers. It adheres to the customer-centered concept and provides customers with professional financial services and convenient payment experience. More than 1 kinds of credit card products, such as Longka Family Love Card, Global Hot Purchase Card and Tencent Game Card, meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs. Special offers such as Dragon Card Saturday and consumption abroad Cash Back, as well as a variety of phased products, help customers manage their money easily and spend wisely.

Credit card interest of China Construction Bank:

Interest-free repayment period: Interest-free repayment period refers to the interest-free period for consumer transactions enjoyed by cardholders who repay in full on schedule. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 2 days and a maximum of 5 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Note:

If the repayment is not made in full before the due date, you will not enjoy the interest-free period. The Construction Bank will charge interest at the daily rate of .5 ‰ and compound interest on a monthly basis. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated based on the actual amount payable.

if the repayment is not made before the due repayment date or the repayment amount is less than the minimum repayment amount, CCB will not only charge interest according to the regulations, but also charge a late fee of 5% of the unpaid part of the minimum repayment amount.

how to cancel the credit card of CCB?

logout steps:

Mobile phone system: Android 7.1.2

Software version: China Construction Bank APP4.2.4.1

1, open the China Construction Bank APP and click Security Center;

2. Select to cancel mobile banking and go to Settings;

3, enter the bank to be cancelled and the reserved mobile phone number;

4, and then enter the payment password and the received verification code for identity confirmation;

5. Confirm to cancel the account, so that you can cancel it.

China Construction Bank Longka Credit Card is a credit card brand with 9 million customers. It adheres to the customer-centered concept and provides customers with professional financial services and convenient payment experience.

more than 1 kinds of credit card products, such as Longka Family Love Card, Global Hot Purchase Card and Tencent Game Card, meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs.

special offers such as Dragon Card Saturday and consumption abroad Cash Back, as well as a variety of phased products, help customers manage their money easily and spend wisely.

Cancellation method of CCB Longka Premium Credit Card: Pay attention to these things before cancellation

The credit cards issued by banks are really dazzling, and many people apply for one credit card, resulting in more cards in hand and trouble in management. If you apply for the CCB Longka Premium Credit Card and want to cancel it, I will give you the methods and precautions.

CCB Longka Premium Credit Card belongs to MasterCard logo, which can only be used overseas, and it has no place in China. Many card friends have applied for this card because of the product highlight of "1% cash back for pens and pens in consumption abroad, with a maximum cash back of 34%", and there is no demand for using the card for a long time, so they want to cancel it.

It is a good choice to cancel the credit card after it has been unused for a long time, which can effectively avoid risks. Here are some methods and precautions for canceling the credit card of CCB Longka:

1. Cancellation method

1) Call the customer service phone number of CCB directly (please call 86-28-95533 overseas), and the customer service staff can apply after verifying the identity of the cardholder.

2) Bring your valid personal ID and Longka Premium Credit Card, and go to any branch counter of CCB for cancellation.

2. Notes for cancellation

1) Ensure that there are no overpayments, arrears and available points in the card;

2) The credit card will take effect within 45 days after cancellation, and the cancelled card can be restored, but not after account cancellation;

3) after the credit card is cancelled, the magnetic stripe of the card must be cut off to prevent it from being stolen by others.

The above is the cancellation method and precautions of CCB Longka Premium Credit Card. If there is no demand for the card, then it is a wise choice to cancel the card. After all, you have to bear the annual fee if you don't use the card for a long time.

credit card comparison: the difference between CCB Longka Premium Card and joy Card

How to cancel CCB's credit card?

There are generally two ways to cancel the credit card of CCB:

1. Apply for cancellation of the credit card online: call the credit card hotline of CCB 482588 (for manual service) or call 95533 (for credit card customer service) with your mobile phone, and choose the cancellation service according to the voice prompt (provided that the credit card is in arrears);

2. Go to the counter of China Construction Bank to cancel the credit card: bring your valid ID card and credit card, and fill out the card cancellation application form at the bank. After 45 days, the credit card has no arrears or overflow deposits, and the cancellation is successful.

If you don't want to use a credit card, you can cancel it through the customer service phone of the credit card. The specific process of canceling the card by phone is as follows:

Call the bank credit card center to ask about the cancellation, mainly depending on whether your card is suitable for cancellation, whether there is a balance, etc.

2. Cancel the credit card by phone. After receiving the phone call, the bank will accept the user's application for canceling the credit card, and after deducting the annual fees receivable from all the cards under his account, the account balance will be zero or the customer explicitly gives up the remaining deposit in the account.

3. Go to the bank counter to formally cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You may receive the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.

In addition, I would like to remind you that credit card cancellation can be divided into card cancellation and account cancellation. It is recommended to cancel the account after card cancellation, otherwise there may be some problems in applying for a credit card again.

If there are still points in the credit card to be cancelled, it is recommended to redeem them all before canceling the card;

after submitting the application for card cancellation, the cardholder should not use the credit card again before it becomes effective, otherwise the application for card cancellation will be automatically revoked; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent it from being stolen.

generally, it takes 45 days from the time when a credit card is cancelled to the time when it is officially cancelled. During this period, the credit card cannot be consumed, and the credit card can be officially cancelled only after 45 days when the record is unexpected. Therefore, I suggest that you call the customer service phone 45 days later to determine whether the card is successfully sold, or you can check with the ATM machine to make sure that the card is really deleted before cutting it off.

some banks stipulate that the cancelled credit card can be re-applied for activation within 45 days after cancellation. Many people don't know about this item, thinking that the card can't be used because it is cancelled. In fact, there are also many security risks during this period, and carelessness will lead to losses. If you throw the card away at will, there is still the possibility of being stolen, and you can also conduct online transactions and transfer money into the card.

can I cancel my credit card if I don't use it? Cancellation methods and precautions

In order to meet the needs of customers in consumption abroad, CCB has developed a credit card with high cashback abroad-Longka Youxiang Credit Card. However, this credit card can only be used abroad, but not at home. If you don't understand this clearly before you apply for a card, it will be of no use. Then, can CCB Longka enjoy the credit card without cancellation?

Credit cards can be cancelled when they are not used. Many cardholders have the misconception that if they are not activated or used, they will be automatically cancelled and invalidated after two months.

actually, it's not like this.

Credit cards will not be automatically cancelled. If they are not activated, they will only become "sleep card", and will not be cancelled or invalidated until the credit card expires. The general credit card is valid for 3 years and 5 years, and the longest is 8 years. During this period, the inactive credit card is at risk of being stolen by others. Therefore, I suggest that you apply for a card rationally according to your own card demand. If you don't use it after activation, you should cancel the credit card early to avoid unnecessary trouble for the cardholder.

In short, if CCB Longka Premium Credit Card is not used, it is recommended to cancel it as soon as possible. The cancellation methods and precautions are as follows:

1. CCB Longka Premium Credit Card can apply for cancellation through customer service phone or go through the cancellation procedures at the bank branch counter before.

Let's stop here for the introduction of how to cancel the Longka credit card.