1. The applicant can't provide valid identity documents when interviewing, such as expired identity cards being reissued, lost identity cards, etc. If the applicant can't provide valid identity documents when interviewing, even if he applies for Minsheng Credit Card, the interview will be rejected.

2. The questions answered by the applicant in the interview are inconsistent with the application form. Generally speaking, bank staff will ask some basic questions and even language traps. If the questions answered by the applicant are inconsistent with those filled in the application form, the bank will consider the applicant fraudulent and the interview will be refused for minutes.

3. The applicant was improperly dressed during the interview. Although bank interviews don't need to be as rigorous as interviews, candidates should pay attention to the dress etiquette question, try not to wear slippers, shorts and vests, and answer questions smoothly. Don't prevaricate, otherwise Minsheng Bank's credit card interview application will be rejected.

4. Applicants can provide more application materials, and the application form should be as detailed as possible, which is helpful to apply for a card. Banks think that married people are more reliable than unmarried people and have more financial problems. Relatively speaking, married people have a higher success rate in getting a card. In order to improve the success rate of card processing, the application channels also have certain influence. Relatively speaking, online application is easier to apply for a card than over-the-counter application.

Credit card interview is mainly for applicants to apply for credit cards online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the applicant himself has submitted the application materials. Therefore, in order to meet the regulatory requirements, after the applicant applies through the Internet, the issuing bank will send a short message to inform the applicant that he has passed the preliminary examination, and he needs to bring his ID card to any outlet of the issuing bank for face-to-face signing within the specified time.