It can be directly extracted by ATM.

For domestic withdrawals, the handling fee is calculated at 65,438+0% of each cash advance, and the minimum fee is 65,438+00 RMB per cash advance. Advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis until the settlement date.

If you don't want to be charged a higher handling fee, you can use Alipay to withdraw cash:

1. To enable online banking, first make sure that your credit card supports online banking. If so, please enable it.

2. Make sure your credit card can pay for Taobao Alipay. To be clear, it must be your own Alipay;

3. Transfer the credit card money to your personal Alipay account, and make sure that the card you returned from Alipay is a debit card (savings card), not a credit card or debit card;

4. Take a credit card for 5- 10 days to withdraw money, and the minimum income is 2%.

Extended data:

Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal.

1, overdraft withdrawal refers to the credit line provided by the bank for credit card customers, which is not only used for credit card consumption, but also part of it can be used for cash withdrawal. If it is provided by the bank to the cardholder, the interest will be calculated from the date of withdrawal and the handling fee will be paid.

2. Overpayment refers to the overpayment made by credit card customers when they repay. The extra money is not provided by the bank, but their own part, so they can naturally withdraw it all, because there is no need to pay interest if it is not a loan provided by the bank. However, you need to pay a handling fee to withdraw money through the bank.

3. Generally, the withdrawal amount of banks is set at 50% of the credit line, but some banks will give 100%, such as Bank of Communications Guangfa. Of course, depending on the bank's card type, the amount of cash withdrawn every day is different. Bian Xiao extracted several pieces of information from the bank official website as follows:

Bank of Communications: According to the purpose of the card, it is included in the credit limit of the credit card, which is generally 50% of your credit limit.

CITIC: The overdraft withdrawal amount is set according to the cardholder's card usage, and the maximum amount shall not exceed 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card.

Ping An: The withdrawal amount is 50% of the credit line. The maximum daily withdrawal limit for ATMs or counters with UnionPay logo is RMB 5,000, and the maximum withdrawal limit for each card is RMB 3,000.

Agricultural Bank of China: The daily accumulative amount of each card shall not exceed 2,000 yuan, and cash shall be withdrawn in advance at the ATM, with a maximum of 5 times per card per day.

ICBC: Domestic ATMs withdraw cash up to 5 times a day, with a cumulative daily payment of no more than 2,000 yuan and a cumulative overpayment of no more than 5,000 yuan.

Guangfa: domestic advance payment, and the accumulated cash advance amount per credit line per card per day does not exceed RMB 2,000; The maximum cash withdrawal per card at ATM every day is no more than 5,000 yuan (there is enough overflow, and at least 3,000 yuan is repaid).