Credit card repayment methods are: 1, and branch repayment. Credit cards can be repaid at the counter of the issuing bank outlets; 2.ATM repayment. You can deposit or transfer money at the ATM; 3. Online banking repayment. Log in to the issuing bank's online banking to repay the credit card; 4. Mobile banking repayment. Log in to the issuing bank's mobile banking, and you can repay the credit card.
Credit card repayment methods are:
1, repayment by outlets. Credit cards can be repaid at the counter of the issuing bank outlets;
2.ATM repayment. You can deposit or transfer money at the ATM;
3. Online banking repayment. Log in to the issuing bank's online banking to repay the credit card;
4. Mobile banking repayment. Log in to the issuing bank's mobile banking to repay the credit card;
5. Repayment through third-party software. Alipay, WeChat, Xiaoman Finance, China UnionPay Express and other software all have credit card repayment functions, which can repay credit cards;
6. Automatic repayment. You can associate a debit card with a credit card, and the bank will automatically deduct the repayment from the debit card after the association;
7. Telephone repayment. Call the customer service number of the issuing bank, and then return the credit card manually. Generally, you need to open a telephone bank in the issuing bank to transfer into or out of an account.
How to return the credit card
Credit card repayment method:
1, counter repayment. Take the repayment funds to the bank counter to repay.
2. Self-service deposit and withdrawal machine repayment. You can repay the loan by depositing funds into the repayment account.
3. The repayment account will automatically deduct the repayment.
I. Precautions for the use of credit cards:
1. Pay attention to two dates: bookkeeping date and repayment date.
Generally, the repayment date is 20 or 25 days after the bill date, with the longest interest-free period and the shortest interest-free period.
2. Credit card information protection.
The three key information on the face of a credit card: the expiration date and the CVV code, affect your card security, especially the CVV code, which is as important as the password. It is recommended to cover CVV code with correction fluid or sticker, and some people are even worse. Scrape off the CVV password with a blade and remember these three numbers.
3. Diligently handle credit cards, in order to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.
Generally, you can avoid the annual fee by swiping your card six times. So be sure to pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping frequently. At the same time, being able to repay on time and maintain a good credit record is also a way to improve the credit limit. Moreover, it is also very convenient to pay without a card for mobile phone POS, which belongs to online consumption. Combined with daily offline consumption, a variety of combinations are used.
4. Choose the repayment method that suits you best.
In this information age, repayment methods are diversified, and you don't have to go to bank outlets or ATM to transfer repayment.
5. If you can't, or delay repayment due to something, you can call customer service to apply for deferred repayment.
If your funds can't be turned over temporarily, or you are delayed in repayment due to something, don't worry, call the bank customer service immediately and apply for a one-to-three-day delay in repayment.
Second, the reasons for the rejection of the credit card application:
1, personal credit is not clean.
It is normal for a person with a bad credit record to be refused a card. Before handling, be sure to check your credit report for the past year.
2, the basic conditions are not up to standard
Minors or unstable jobs make banks feel unable to repay.
3. There is something wrong with the application materials.
On the one hand, to apply for a credit card, you need to prepare complete information, from personal basic information to financial proof. If the applicant provides detailed application materials and can effectively verify them, the possibility of credit card approval will be greatly improved. On the other hand, filling out the application form is also a technical job. For example, the recommender, company phone number and card address in the application form are all extra points for applying for a credit card, so don't ignore them easily!
4. The average comprehensive credit score is low.
It may be because one factor in personal qualifications is not up to standard, which leads to the comprehensive score not meeting the requirements stipulated by the bank. So in daily life, we should pay attention to all aspects.
How to return the credit card?
You can apply for credit card repayment through the following channels:
1. Zhang Yin: Please log in to Zhang Yin APP and click "Credit Card → Repayment" on the homepage to repay your own ABC credit card or someone else's ABC credit card; Click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of credit card arrears of ABC.
2. Online Banking: Please log in to personal online banking and click "Credit Card → Repayment → One-click Repayment" to return my credit card debt; Click "Credit Card → Repayment → Agreed Repayment" to apply for automatic repayment of my credit card arrears of ABC; Click "Credit Card → Repayment → Return Others' Cards" to return others' credit card debts of ABC.
Tips: If you need to return his credit card, you can transfer it.
(Answer time: June 25th, 202 1. In case of business changes, please refer to the actual situation. )
This is the end of the introduction on how to repay credit cards and how to repay credit card loans. I wonder if you have found the information you need?