Credit card (debit card) quota sharing means that the same customer shares a quota with the credit card (credit card) of the same bank, and the shared quota is the credit card (credit card) with the highest quota.

For example, a customer has two credit cards (debit cards) in a bank, one of which has a credit limit of 20,000 yuan and the other has a credit limit of 60,000 yuan, so the shared credit limit of the credit card (debit card) is 60,000 yuan. If you have used a credit card (credit card) with a credit limit of 20,000 yuan to spend 654.38+00,000 yuan, and a credit card with a credit limit of 60,000 yuan (credit card