What should I do if my credit card is lost?

After losing my credit card, I need to report the loss first, and then choose whether to reissue it according to my needs. That is, the specific process of loss reporting and card replacement:

1. Credit card loss reporting

You can directly call the bank's customer service hotline to report the loss of credit cards through self-service of credit card loss reporting. After reporting the loss, the bank shall bear the responsibility if the funds are lost. In addition, it cannot be cancelled after the loss is reported successfully. Please handle the loss reporting business carefully.

2. credit card replacement

if you choose "report the loss without replacing the card" when reporting the loss, it will be regarded as cancellation of the card, and the lost card will not be able to be used again. If you need to use a credit card again, you must apply for a new one.

after selecting "report the loss and replace the card", the bank will make a card and mail the new card to the customer as soon as possible, and the customer will be informed of the progress of the card making by SMS.

There are two ways to report the loss of a credit card and replenish it, and the required information is different: ID number and name are required to report the loss of a phone call for verification; To report the loss at the bank counter, the cardholder's ID card is required.

Telephone loss reporting:

1. Customer service telephone loss reporting: Call the customer service telephone number on the back of the credit card, enter the loss reporting area, and make a loss reporting request to the bank credit card customer service. The customer service will ask you to provide your ID number and name for verification, and you can report the loss of your credit card after verification.

2. Loss reporting of credit cards is a charging business (please refer to the customer service of the bank for details). The charging standard for loss reporting is RMB 6 yuan/card. If you need to reissue a new card after loss reporting, you need to pay an additional fee for 15 yuan/card. The reissued credit card will be mailed to your billing address in about ten working days. If you need express delivery, you need to pay the express delivery fee in 2 yuan.

Tips:

1. Don't handle multiple credit cards frequently because of giving gifts or collecting card faces. Please handle cards rationally according to your own situation and don't be too blind.

2. If you apply for multiple cards, cancel multiple credit cards, and then want to restore the credit cards, all the records will be recorded in the credit information system of the People's Bank of China.

3. Too frequent card cancellation will only affect personal credit. Please handle and cancel the card carefully.

Credit card is a non-cash transaction payment method, which is a micro-credit payment tool provided by banks to users. According to four dimensions, credit cards can be divided into the following types:

1. According to different levels of cards, credit cards can be divided into ordinary cards, gold cards and platinum cards;

2. According to different issuers, credit cards can be divided into corporate cards and personal cards.

3. According to the characteristics and functions of cards, the types of credit cards can be divided into various theme cards, student cards, shopping cards, women's cards, car cards, sports cards, etc.

4. According to the card shape, there are standard cards, mini cards, irregular cards and transparent cards.

5. According to the storage media, the types of credit cards can be divided into magnetic stripe cards and chip cards;

6. According to the relationship between cards, the types of credit cards can be divided into primary cards and secondary cards;

7. According to the different circulation scope of credit cards, the types of credit cards can be divided into international cards and regional cards;

8. According to the settlement currency, the types of credit cards can be divided into local currency cards and foreign currency cards;

9. According to account settings, the types of credit cards can be divided into single-currency cards, dual-currency cards and multi-currency cards;

1. According to brands, credit cards include VISA, MasterCard, AmericanExpress and ChinaUnionPay.

what if ABC loses its credit card?

hello! If your credit card is lost, you can report the loss through the following channels:

1. Take charge of the bank: Please log in to the take charge of the bank APP, click "Home → Credit Card → Card Manager → Report the loss and replace the card", select the credit card to report the loss, enter the mobile phone number and verification code, and click "Next" to report the loss successfully.

2. online banking: please log in to your personal online banking, and click "credit card → settings → replacement card for loss reporting" to apply for replacement card for credit card loss reporting.

3. Wechat: Please pay attention to the "Agricultural Bank Credit Card" WeChat WeChat official account. After binding the credit card, you can enter "manually" and transfer it to Kaka's teacher to handle the card protection business for you.

4. customer service hotline: please call our 24-hour credit card center customer service hotline 46695599 (please call 2161195599 in areas where 4 is not opened, and call 86-21-61195599 overseas) to report the loss.

5. Counter: Please ask the card owner to bring his/her ID card to the branch of Agricultural Bank of China to handle the loss reporting and card replacement business.

Tips:

1. Once the loss reporting business is handled, it will take effect immediately and be irrevocable.

2. 5 yuan's loss reporting fee (platinum card and other special cards are free) needs to be paid from your account for loss reporting. Our bank will bear the economic loss caused by the fraudulent use of your card after the loss reporting takes effect, and will mail you a new card in time.

3. After the loss is reported, we will issue a new card for you free of charge, and the new card will be sent to you by registered mail. If you want to get the new card as soon as possible, you can apply for EMS express delivery. The express delivery business needs to pay the emergency handling fee for each 2 yuan from your account (special cards such as platinum cards are free).

If your credit card is lost, you can do the following:

1. Card protection: We can temporarily add card protection for you, and the temporary freeze will be valid for 7 days, and it will be automatically released at that time.

2. reduce the limit: in addition to card protection, you can also choose to reduce the limit of your card. There will still be some risks in card protection and reducing the limit. Before reporting the loss, you still have to bear the risks yourself. In order to ensure the safety of your funds, if the card is confirmed lost, please report the loss immediately.

3. loss reporting: you can report the loss through our personal banking APP, "Agricultural Bank Credit Card" WeChat WeChat official account, personal online banking, customer service hotline 46695599, counters and other channels.

(Answer time: September 15th, 222. In case of business changes, please take the actual situation as the standard. )

what should I do if I lose my credit card?

if the credit card is lost, stolen or occupied by others, the cardholder shall report the loss immediately. The risk of theft after the loss of credit card is borne by the bank, and the non-password consumption within 48 hours before the loss is reported enjoys the protection of card loss according to the specified rules.

if the card is not reported lost in time, the risk will be borne by the customer himself. Please call the credit card customer service hotline and select "2#" to transfer the loss to the customer service specialist.

CreditCard

credit card (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

what should I do if I lose my credit card?

after losing your credit card, you should make a report loss request to the relevant bank in time to avoid the credit card being stolen by others. Generally speaking, there are two main ways to report the loss of bank credit cards. If the credit card is lost outside, the best way is to report it directly to the bank, but remember to bring your ID card.

an easier way is to call the bank's 24-hour customer service hotline, explain the situation and apply for loss reporting. It should be noted that the loss reporting fee in 5 yuan has to be paid.

Extended information:

Precautions for using credit cards:

When using credit cards, you should return them in time, and never affect your personal credit information, otherwise it will affect your future loan to buy a house or other loan business.

In addition, don't deposit money in a credit card when using it. It's useless to deposit money in a credit card.

Finally, pay more attention to the points redemption activities launched by the card bank, so that you can also redeem some household items.