Is there an annual fee for China Merchants Bank’s all-currency international credit card?

There is no annual fee for China Merchants Bank’s all-currency international credit card. China Merchants Bank's all-currency international credit card is the first chip credit card in China that complies with international EMV standards and has VISApayWave function. It is characterized by not only having a traditional magnetic stripe identification system, but also using a highly integrated chip as an information carrier to ensure the security of the credit card. and functional expansion laid a solid foundation.

In addition to having all the financial functions of traditional magnetic stripe credit cards, China Merchants Bank’s all-currency international credit cards will also provide cardholders with higher security, more functional services and a richer user experience. .

Extended information:

Introduction to the 6 major functions of China Merchants Bank’s all-currency international credit cards

(1) No foreign exchange fees for any foreign currency consumption around the world

No matter when, where, or what foreign currency the customer uses, the 1.5 foreign exchange fee will be waived when using this card to make purchases or withdraw cash, making customers' consumption more convenient.

(2) RMB repayment for any foreign currency consumption in the world

No matter where in the world the customer holds the card for foreign currency transactions, they can automatically purchase foreign exchange and deposit it into their account in RMB. Customers only need to easily Repayment in RMB is enough, allowing customers to avoid the tedious purchase of foreign exchange and make travel easier!

(3) Safe payment with the global VISA network

Customers can enjoy the high-quality credit card services provided by VISA, one of the world's largest card organizations, in more than 200 overseas countries and There are 36 million special merchants in the region.

(4) Complimentary high-value travel insurance

Customers only need to use this card to purchase their own air tickets in full or pay 80% or more of their own travel group fees, without any formalities or payments. For any fee, you will receive free travel inconvenience insurance and aviation accident insurance up to RMB 2 million, giving customers the most value-for-money travel protection.

(5) Annual fee is waived with no additional conditions within the validity period

If you hold this card within the validity period of the card and there are no additional consumption conditions, the customer's annual credit card fee will be waived.

(6) Global emergency loss reporting, cash withdrawal, replacement card and other services

For more high-quality credit card services and discounts, please log on to the China Merchants Bank Credit Card website or VisaSignature Chinese website

China Merchants Bank All-Currency International Credit Card - One Card for All Currencies Globally

China Merchants Bank All-Currency International Credit Card - Card Introduction

What is Bank of China All-Currency Credit Card?

Bank of China’s all-currency international chip card is only available to online merchants of international organizations outside China and Hong Kong, Macao and Taiwan regions of China. It does not support domestic RMB transactions (including online transactions, cardless payments, physical transactions, etc.). Cash deposits, withdrawals, and transfer transactions will not be affected.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What does a full-currency international credit card mean?

The so-called "full-currency international credit card" means that any currency can be automatically converted into RMB according to the exchange rate and is credited to multiple accounts. A card that allows you to spend money in any country and only need to repay in RMB. The 1.5 foreign exchange fee is waived for consumption or cash withdrawal.

China Merchants Bank’s all-currency international credit card (also known as all-currency card) is a signature all-currency international credit card launched by China Merchants Bank and VISA. The card supports VISA lines, and no matter what currency, consumption or cash withdrawal will be exempted from the 1.5 foreign exchange fee. All foreign currency transactions are automatically recorded in RMB when purchasing foreign exchange, and only need to be repaid in RMB. At the same time, the card comes with high-value travel insurance.

China Merchants Bank’s all-currency international credit card only issues VISA single-currency cards with only one card face. It is a personal card product issued by China Merchants Bank for customers with overseas travel and online shopping.

In order to provide cardholders with more convenient card swiping for overseas consumption, reduce currency exchange fees for customers' overseas consumption, better enhance customer experience, and strengthen the product positioning of China Merchants Bank Credit Card as the "first choice for overseas consumption".

In addition to the basic functions of China Merchants Bank’s credit cards, China Merchants Bank’s all-currency international credit cards also have the following functions:

(1) Card swiping services provided by VISAsignature, and more than 200 overseas Exclusive benefits from tens of thousands of selected preferential merchants (hotels, restaurants, entertainment, shopping, leisure boutiques) in countries and regions.

(2) Consumption in all currencies, repayment in RMB. No matter where in the world you use this card to conduct foreign currency transactions, it can be automatically converted into RMB and credited, and you only need to repay in RMB.

(3) Currency exchange fees are waived for consumption in all currencies. No matter when, where and in which foreign currency you use this card to make purchases or withdraw cash, the 1.5 currency conversion fee is waived.

(4) Complimentary high-value travel insurance. With this card, you can get free travel inconvenience insurance and aviation accident insurance of up to 2 million yuan without going through any formalities or paying any fees.

This is the end of the introduction about the meaning of gold currency international credit card and full currency international credit card. I wonder if you found the information you need?