The redemption method is as follows:
1. First log in to the browser on your computer, then enter "Postal Savings Bank of China Points Mall", and then select the point pointed by the red arrow in the list to enter.
2. Next, log in to your postal credit card account on the page.
3. Next, select the "Points Mall" pointed by the red arrow.
4. Then select the product that needs to be redeemed and click "Redeem Now" where the arrow points.
Points Rules
1. Points Rewards
(1) During the period of holding the card, you can get 1 point based on the transaction amount of RMB 1 or more in a single transaction , the part less than 1 yuan is rounded down, and the points will be recorded and effective within T+2 days after the transaction is recorded.
The accumulated points can be used to redeem point products, gift certificates or related value-added services. Supplementary cards do not accumulate points separately, and the points earned are automatically combined and credited to the main card account.
(2) Your consumption on the MasterCard network and VISA network will earn points. The following consumption on the UnionPay network will not accumulate points: real estate, car sales, wholesale, school, and withholding and payment. categories, tobacco settlement, insurance, hospital health, logistics and warehousing, and public sector consumption.
All card products do not accumulate points for the following transactions: cash advance, repayment, overpayment recovery, transfer, pre-authorization, manual adjustment, returns, disputed transactions, online payment (excluding Online quick payment), credit card annual fees, revolving credit interest, cash advance fees and interest, fees derived from overdue payments (such as liquidated damages, interest) and other fees stipulated in the "Receipt Contract" .
(3) Special provisions for card products
1. For gold card level principal cardholders and supplementary cardholders, their consumption points will be doubled on their birthdays.
2. Platinum-level principal cardholders and supplementary cardholders will be rewarded with twice the points for consumption in the month of their birthday, and double the points for each installment of bill installments, transaction installments and cash installment transactions, and the installments will be cancelled. Points will be deducted.
3. Youth-themed credit cards and Rilakkuma-themed credit cards will reward twice the points for quick online purchases. Please log in to /psbc/709/449.html?uspm=3.34.100768.141.2.1 for the specific merchant scope.
4. Other credit cards (excluding Zhongyuan Gourmet Card, Sharing Card and Golden Leaf Card) will be rewarded with double points for online quick purchases. For details on the scope of online quick merchants, please refer to "Postal Savings Bank of China Credit Card Points Rewards" Details》/psbc/709/449.html?uspm=3.34.100768.141.2.1.
5. Zhongyuan Food Card is only available when the merchant code (POS purchase order merchant number or UnionPay merchant number 8 to 11) is 5441, 5451, 5462, 5811, 5812, 5813, 5814, 7011 and 7012 consumption will earn double points, other transaction types, merchant types and merchant codes will not earn points.
6. The Hebei Youyuan Yizu Co-branded Card will award twice the points for spending at designated co-branded card merchants. For the list of merchants, please see the "Postal Savings Bank of China Credit Card Points Reward Rules"/psbc/709/449.html?uspm =3.34.100768.141.2.1.
7. Automatic installment credit card growth card and Lucky Card will calculate double points when amortizing in installments.
8. There are no points for all transactions with Sharing Card and Gold Leaf Card.
9. Xinjiang Huiqin Kapu Card rewards three times the points for each installment of bill installments, transaction installments and cash installment transactions, and points will be deducted when the installment is cancelled.
10. There are no points for consumption in IC card electronic cash accounts.
11. For the special regulations of China Resources Co-branded Card, please refer to the "Postal Savings Bank of China Credit Card Points Rewards Detailed Rules"/psbc/709/449.html?uspm=3.34.100768.141.2.1.
2. Points Inquiry
Your statement will show the new points this month and the total accumulated points. You can also call our credit card customer service hotline, log in to online banking, and "email" Check your points via the "Credit Card" APP or mobile banking.
3. Points are automatically summarized
Points are stored in the name of the cardholder. When the cardholder holds multiple main credit cards, the points of each card are calculated and unified according to the rules of each card product. It is stored in the name of the cardholder. After one or more of the principal cards are cancelled, the points of the original card will not be affected. When the cardholder cancels his account and does not have another principal card in Postal Savings Bank, the points in his name will be cleared. Zero failures.
4. Points validity period
(1) Regular and gold card products: Points generated by customers’ consumption and installments, points credited before 0:00 on February 1, 2021 Valid forever. Starting from 0:00 on February 1, 2021, the new points are valid for 60 months from the month of generation.
(2) The points generated by platinum card products through consumption and installment are valid forever.