I remind you here, try not to find an agent.

This year, the agency company is no longer reliable, and the bank has also introduced a perfect card handling system. It is not easy to cheat. The agency either charges in advance, and 99% of them are deceptive. Either issue the card later, and then charge a relatively proportional fee, but the risk is extremely high.

In the legal cases I am dealing with, I often encounter some high-debt lawsuits caused by looking for an agency. This is due to the fact that the client found an agency, and the agency applied for multiple bank credit cards for you at the same time. In the end, you may only get the credit card of one of the banks, and criminals will use the credit card applied in your name to swipe their cards, resulting in high debts. In the end, this debt will still belong to your personal name. Once the bank can't recover it from you, you will face legal proceedings.

Therefore, no matter how much capital you need, or the conditions for handling your own card have not been met, it is not recommended that you find an agent. Of course, if you meet the requirements, I suggest you apply directly to the staff of the credit card center of the relevant bank.