1. Step 1, contact the bank or credit card institution, explain the situation and express your willingness to repay as soon as possible.
2. When communicating with banks or credit card institutions, you should honestly explain the reasons and ask for an extension of the repayment period or seek other solutions, such as installment payment.
3. If you suffer from late payment or fine, you can ask to reduce or reduce the amount. You can negotiate according to your personal situation and your relationship with the bank.
Summary: When the credit card forgets to repay the loan for 4 days, contact the bank or credit card institution as soon as possible to explain the situation and ask for help. Frank communication and seeking reasonable solutions are the key to deal with such problems.
Extended data:
Overdue repayment may lead to damage to credit history and affect the approval of future loan or credit card applications. Therefore, it is very important to take timely action. In order to avoid forgetting to repay, you can set up a reminder or automatic deduction function to ensure timely repayment.