Take 10000 yuan as an example, the charge for card swiping is 0.60%, the charge for card swiping 10000 yuan is 10000 x 0.60% = 60 yuan, and the interest-free day is 50 days. If the income from purchasing wealth management products during this period is used to offset the charges, the annual rate of return should reach 60x365/50/ 100. At present, the annual income of fixed-income wealth management products (except illegal fund-raising) on the market reaches 5.0%, which is relatively high. To increase the income by 2,000 yuan per month, the required funds are 2,000/(10000 x0.05x50/365-60) = 2.35 million. If you can swipe so much, your credit card limit will be amazing, haha, and. I personally think that there are only two ways to increase the income of 2000 yuan per month by using credit cards.
1. Do business with credit card money. If you are starting a business, use credit card money to inject liquidity into the enterprise, speed up capital turnover, or use this money to expand the scale, then it is still possible to increase your income by 2,000 yuan per month because of credit card funds, sometimes even far exceeding 2,000 yuan.
2. Use credit card funds to cooperate with loan companies. Can cooperate with regular loan companies. You provide them with funds to make loans, and then earn some interest. According to the loan interest on the market now, even if half of it goes to you, it is not difficult to earn 2,000 yuan a month, but only if your credit card has at least 300,000 to 400,000 yuan.
This is my view on this issue. Is there any good way? Welcome to pay attention to Jason Lee and share with us.