The Ping An Credit Card Gold Card limit is between 10,000 yuan and 50,000 yuan. The specific limit is assessed by the bank based on the applicant's qualifications, credit and other factors. The higher the score, the higher the limit. If you frequently use your credit card for consumption, the bank will adjust the credit card limit based on your card usage. If you maintain good consumption and repayment habits, there will be room for increase in the limit.

Extended information:

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. One of the 12 national joint-stock commercial banks in mainland China. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its controlled subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38% of Ping An's shares. The controlling shareholder of the bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks including Ping An Bank were among the first batch to launch online corporate information verification systems.

Products and services:

Retail business, credit card business, corporate business, international business, unsecured loans, etc.:

Ping An Bank debit card refers to Ping An The RMB debit card issued by the bank to the public with the approval of the People's Bank of China has the functions of enquiry, deposit, withdrawal, transfer settlement, general deposit and redemption, multiple accounts with one card, shopping and consumption, bill payment, self-service banking, telephone banking, and online banking. , revolving loans, VIP services and other functions. Ping An Bank has four types of debit cards, namely regular card, gold card, platinum card and diamond card.

Basic functions:

Access to deposits and withdrawals: The card has current and fixed savings accounts, and can handle RMB, US dollars, Hong Kong dollars, euros, Japanese yen, pounds and other currencies. The savings deposit business can be deposited and withdrawn at all Ping An Bank outlets.

Transfer and remittance: Cardholders can handle the transfer and settlement business of debit card accounts at the counter of our bank's business outlets, telephone banking, online banking, ATM, CRS and other virtual/self-service channels.

Cash deposits and withdrawals: Cardholders can deposit and withdraw cash at the counters of our bank's business outlets and self-service deposit and withdrawal equipment, and can also withdraw money from ATMs with the "UnionPay" logo at home and abroad.

Shopping and consumption: With the card, you can make purchases and make payments at the POS of special merchants with the "UnionPay" logo at home and abroad.

Investment and financial management: With the card, you can apply for smart seven-day notice savings deposits to obtain higher interest than ordinary seven-day notice savings deposits, as well as stocks, funds, structured savings deposits, bank collective wealth management products, trust products, insurance, Securities collection financial management, gold investment and other financial product investments.

Issuance and payment: With the card, you can pay for more than 30 types of public services such as water, electricity, gas, telephone bills, mobile communications, cable TV, property management, and insurance, and can also handle Pay wages, bonuses, pensions, and collect insurance survival benefits on behalf of others. At the same time, our bank cooperates with various port terminals or land ports. With the card, vehicles can automatically withhold and pay fees without stopping when passing through the gate or entering and exiting.

Comprehensive services: Inquiry: Cardholders can inquire the balance and transaction details of their debit card accounts through virtual/self-service channels such as our bank branch counters, telephone banking, online banking, ATM, CRS, etc. etc. content. SMS: Cardholders can apply to activate the SMS service through the counter of our bank's business outlets or online banking. As long as there are changes in their accounts, the "SMS" service will notify customers immediately via mobile phone text messages, allowing customers to understand account changes in a timely manner.