The credit card limit has nothing to do with how the applicant fills in the application materials, but the key lies in the applicant's personal qualification. Applicants with excellent qualifications will have a relatively high credit card limit, and applicants with poor qualifications will have a lower credit card limit, and even their applications will be rejected.

Credit card audit mainly considers the applicant's work income and credit problems, and personal qualifications are mainly reflected in these three aspects, which is also the most critical factor for banks to recognize and credit line.

Some credit cards of Shanghai Pudong Development Bank can choose their own card patterns or customize their own personalized patterns, so the bank will charge page fees for these cards.

The process of applying for a credit card is as follows:

First, apply for an appointment; Submit application materials

Second, after the application materials are submitted, the bank will conduct a preliminary examination. After the application is approved, the bank staff will contact to confirm and collect personal information (identity certificate, work certificate, financial certificate); Or you can go to the bank to submit proof materials yourself.

1, and the age must be between 18-60 years old;

2. Identification certificate: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards;

3. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

4. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

3. After the data is approved, mail the card according to the filled mailing address information;

Fourth, activate the binding card opening.