Don't return the card to someone who has already done it (for example, returning the card may have a bad influence on your handling of other bank cards). It is suggested to use more credit cards, make full use of the credit limit of credit cards, and make active repayment at the same time, so as not to produce bad records such as delayed repayment, which is helpful to improve the credit limit of credit cards already handled.
Another is to choose another bank and apply for a credit card with a large credit limit.
If you want to increase the quota, you need to comply with the following conditions:
First, always use your card, and it is best to use up the limit frequently, so that the bank will know that your limit is not enough.
Second, timely and full repayment shows that you have good repayment ability, which is the premise of increasing the quota.
Third, use less revolving credit, that is, use less minimum repayment.
Fourth, put an end to bad card use records, repay on time, and repay the minimum repayment amount on time and pay interest if it cannot be repaid in full. (This item is very important. If the landlord forgets to pay back the loan, or forgets to pay back the odd amount when paying back the loan, even 1 cent will bring bad card use records. )
V. Card opening time is 180 days (6 months).