1. Handling conditions: All individuals who are over 0/8 years old in China or over 25 years old outside China (foreigners, Hong Kong, Macao and Taiwan regions), have full capacity for civil conduct and have a good credit record can apply for the ICBC study abroad credit card (MasterCard-Gold Card).

2. Information required for processing: ID card, domestic residents: copy of applicant's ID card or military officer's card, overseas residents: Hong Kong and Macao residents provide copy of passport, Taiwan Province residents provide copy of Taiwanese certificate, and other foreigners provide copy of passport. Work certificate and income certificate: work certificate: copy of work permit or work identity certificate or original work certificate and income certificate stamped with the official seal of the company: salary record of the last three months issued by the bank (copy of salary card statement) or copy of personal income tax withholding certificate or original income certificate issued by the company. (2) Other supporting documents: (Please provide as much as possible, which will help to improve your credit limit) Education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of ICBC time deposit certificate, telephone number of your current residence in the last three months, original water, electricity and gas bills, and other bank credit card supporting documents (original statements of the last three periods).

3. Prepare the information and go to the bank to handle it.