Weihai Bank’s credit card acceptance rate is relatively high. Weihai Commercial Bank stipulates that credit card holders are between 18 and 60 years old; they must have qualified credit and no bad credit record.

In addition, we also need to look at these aspects:

1. If the user has already applied for a credit card. Then the bank's credit investigation mainly focuses on your credit card usage record. When Weihai Commercial Bank conducts credit reporting, it usually depends on whether you are overdue, whether you have debts, etc.;

2. No credit card. Then the first condition you must meet is age. Weihai Commercial Bank stipulates that credit card applicants must be between 18 and 60 years old. If your age does not meet the requirements, your application will not be passed; in addition, you must have a stable job and source of income to ensure that you have a certain ability to repay. The bank will not suffer losses;

3. If you meet the above conditions and provide other materials, such as real estate certificate or driving license, etc. to prove your repayment ability, not only will your pass rate be greatly improved, It will also increase your credit limit.

1. Compared with ordinary bank savings cards, the most convenient way to use a credit card is to make ordinary purchases without cash in the card. In many cases, you only need to return the consumption amount on schedule. You can overdraft without deposit and enjoy an interest-free period of 20-56 days. You can repay the money on time without charging any interest (most banks will charge 0.05 interest and 2 service fees on the day of withdrawal. ICBC does not charge service fees for withdrawals, only interest).

2. When shopping, swiping your card is not only safe and convenient, but you can also earn points for gifts. Special merchants with bank cardholders can enjoy discounts. Build personal credit and add a record of integrity to your credit file that will benefit you throughout your life. There are no barriers across the country. You can withdraw money or swipe your card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption, it is best not to withdraw cash. The cash withdrawal fees are high and not cost-effective) For credit card consumption, some credit cards can earn existing points, and Various discounts and lottery activities are held throughout the year, so that you will always be surprised as long as you use the card; (most credit card online payments do not have points, but online shopping payment is very convenient and fast) Free monthly mailing statements allow you to see every consumption expenditure at a glance ; (Now advocating green environmental protection, paper statements can be canceled and replaced with electronic statements) The unique card-attached function is suitable for couples to manage finances together or control children's financial expenses. The free choice of one card and two coins is popular all over the world. Overseas consumption can be refunded in RMB.