Two different international credit card organizations provide you with their own clearing networks, just as China Mobile and China Unicom provide you with their own mobile phone networks.
Since the special merchants of these two international organizations are all over the world, it is almost the same for our general credit card users to choose which one.
The VISA logo on the back of the credit card is blue. This is a sub-brand of VISA Electronics and VISA Debit Card. These cards all start with 42. If there is no VISA logo, it is the UnionPay standard card starting with 62. Both cards are issued by CCB, but for compatibility reasons, Beifen mainly issues VISA electronic cards. There is no difference between the two cards in use.
If it is a credit card, it is the difference between a dual-currency card and a single-currency card.