Credit card installment is a way of loan, but it should be noted that the installment interest of credit card is relatively high. Most domestic banks have credit card installment business, which can be divided into mail order installment, bill installment or shopping mall installment according to different occasions.

Mail order installment refers to ordering installment products in online shopping malls or calling to apply for installment mail order;

Bill installment is the simplest installment method, which is basically supported by banks and convenient to apply. Users only need to apply to the issuing bank for installment by phone after spending their credit cards and before sending monthly bills.

Shopping mall staging means that cardholders go to shopping places and shop in "shopping malls" where staging can be carried out. When you check out, you need to pay by installment with a credit card that supports installment in this mall.

Extended data:

Credit loan application conditions:

First, if the credit rating of enterprise customers is above AA- (inclusive), credit loans can be issued after approval by provincial branches of state-owned commercial banks;

Second, the total profit of operating income accounting has continued to grow in the past three years, the asset-liability ratio is controlled within a good range of 60%, and the cash flow is sufficient and stable;

Third, the enterprise promises not to mortgage (pledge) its effective operating assets or provide external guarantees, or obtain the consent of the lending bank before handling the mortgage (pledge) and providing external guarantees;

Fourth, the operation and management are standardized, and there are no bad credit records such as evading debts and defaulting on interest.

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