hello, after spending USD by credit card, the reduction of the limit is calculated according to a fixed 6.35, but the actual repayment amount will be different. As the exchange rate fluctuates daily, our current exchange rate for foreign exchange purchase repayment is based on the exchange rate announced at 1: a.m. on the day of repayment. Therefore, this reduced amount is not equal to the actual amount of repayment, which is the particularity of the dollar bill.

if you have any questions, please add enterprise QQ customer service 4825555 or WeChat to add public account "China Merchants Bank Credit Card Center" for detailed consultation.