Credit cards can be deferred within three days and are not considered overdue.

Generally speaking, banks will provide users with a 3-day repayment grace period. If the amount to be repaid is paid off in full within 3 days, it will still be considered as repayment on time; if it exceeds 3 days, it will be considered as overdue repayment. . However, it should be noted that some banks’ repayment grace period services are very short or even have no repayment grace period. Therefore, one day late payment by these banks is considered overdue. For example, ICBC does not have a repayment grace period, while China Guangfa Bank’s repayment grace period is 1 day.

Anhui, referred to as "Wan", was named after the first characters of Anqing and Huizhou at that time. It is a provincial-level administrative region of the People's Republic of China. The provincial capital is Hefei. Located in the Yangtze River Delta region of East China, between 114°54′-119°37′ east longitude and 29°41′-34°38′ north latitude, it borders Jiangsu to the east, Henan and Hubei to the west, Zhejiang to the southeast, and Jiangxi to the south. , adjacent to Shandong in the north, with a total area of ??140,100 square kilometers. As of the end of 2021, Anhui Province’s permanent population was 62.02 million.