Hello! CMB credit card will give you a certain limit for your use. You can consume first and repay later. There is an interest-free period of 20-50 days for online payment and POS consumption. Please repay according to the bill without charging interest. Interest and handling fees will be charged for cash advances or transfers.

Currently, there are two situations for CMB credit card transfer: one is to transfer to a CMB debit card with the same name, and the other is to transfer to a debit card account through UnionPay self-service equipment, such as an ATM. Both are credited in real time.

Charging standards: Corresponding handling fees and interest will be incurred, which are the same as cash advances.

Handling fee: The handling fee for domestic RMB cash advance is calculated as 1% of the amount of each cash advance, and the minimum charge is RMB 10 per transaction. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis. Compound interest, that is, the interest accrued last month, will also be calculated as interest. Please refer to the amount on each invoice for the specific interest rate.

If you still have questions, it is recommended that you use the credit card intelligent service platform to solve credit card problems anytime and anywhere. Click here to view details>/Common/Default.aspx?pageid=zxkf1